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165 Thierman Ln APT 208, Saint Matthews, KY, 40207

1beds
1baths
726sqft
$115,000
$158price/sqft
$893/moest. monthly cost
$35,720/yrincome needed

About This Home

165 Thierman Lane #208 is ready for occupancy! This second floor condo features 1 bedroom and 1 full bathroom with a spacious living room, dining area, kitchen and a balcony located off the living room. Located in the heart of St. Matthews, you'll enjoy convenience galore with shopping, dining and everyday essentials just minutes away. The amenities include trash, water, heat and ac with the owner being responsible for their own personal electric. There is a coin operated laundry conveniently located on the lower level. This building also offers secured front entry doors. This is a great opportunity for comfortable living at a great price.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
4/10
Westport Middle SchoolGrades 6-82.7 mi
1/10
Waggener High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Features

  • Open Floorplan
  • Number of fireplaces: 5
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 726

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 726
  • Total interior livable area: 726 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1724202080000

Features

  • Stories: 1
  • Exterior features: Balcony

Lot

  • Features: Sidewalk,Level

Parking

  • Parking features: Off Street,Entry Front
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$50$600
Property Taxes $108$1,296
Electricity $154$1,850
Total$893$10,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,617/yr
40% on housing$26,790/yr
45% on housing$23,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$201
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$115,000
2024-02-08Listing removed--
2024-01-18Listed for rent$895
2018-06-29Sold$65,000
2009-10-23Sold$50,000
2009-06-26Listing removed$56,500
2009-03-14Listed for sale$56,500

For Sale by Agent

AgentToni M Skiles
Brokeragesimpler.realestate

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