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3936 Druid Hills Rd, Druid Hills, KY, 40207

5beds
3baths
3,602sqft
$750,000
$208price/sqft
$5,111/moest. monthly cost
$204,440/yrincome needed

About This Home

Over 80 years young, this St Matthews treasure embraces its heritage while offering the very best in modern living and design. 3936 Druid Hills Road has grown up in all the right ways, with an open floorplan, an expanded primary suite, and a sunroom with exposed beams. Yet the classics remain: hardwood floors, bedrooms on two levels, and dormers flanked by built in drawers. The arched openings and the original turned stair rail survived the renovation. The living room takes light from four windows and centers on a white mantel and firebox. Past it, the family room is framed by custom cabinetry and flanking bookshelves, and it opens straight through to the kitchen and dining area, an arrangement this neighborhood almost never offers at this size. The kitchen is white shaker with granite, glass front uppers, subway tile to the cabinets, and schoolhouse pendants over a gas range island that seats three. A sliding door leads out to the screened in porch, and beyond it the fenced yard, the hydrangeas, and a new concrete patio. This home features five bedrooms and three full baths. Two bedrooms and a full bath sit on the first floor, and that bath is the original black and white tile with a pedestal sink and a floor to ceiling linen cabinet, beautifully preserved rather than replaced. Upstairs, the primary suite spans the width of the house with a double marble vanity, hex tile, and a subway shower. The two remaining bedrooms have vaulted ceilings and window seats tucked into the dormers, plus their own private full bath. Laundry is conveniently located on the second floor. The basement is finished into two rooms, one a carpeted lounge with recessed shelving, the other open, plus unfinished storage. Outside, painted brick, black shutters, gas lanterns, and a lit portico give the front elevation a presence that holds up at any hour. 3936 Druid Hills Road is a special spot in St Matthews, with fun and convenience in every direction. The street itself is quiet, but you are only minutes from Brownsboro Road to the north and Shelbyville Road to the south. Central St Matthews and Crescent Hill are both a short drive, each with its own dining and small independent shops worth knowing. Schedule your showing for this spectacularly unique home today!!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
4/10
Westport Middle SchoolGrades 6-83.4 mi
1/10
Waggener High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 735
  • Finished area above ground: 2,867

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,867
  • Total interior livable area: 3,602 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 21025100260023

Features

  • Stories: 2
  • Patio & porch: Screened Porch,Patio,Porch
  • Fencing: Privacy

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 1
  • Parking features: Detached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$326$3,912
Property Taxes $709$8,508
Electricity $284$3,413
Total$5,111$61,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,234/yr
40% on housing$153,330/yr
45% on housing$136,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$198
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$750,000
2026-08-06Listed for sale$750,000
2024-07-26Sold$680,000
2024-06-20Pending sale$649,900
2024-06-18Listed for sale$649,900
2021-05-06Sold$586,000
2021-03-22Pending sale$585,000
2021-03-19Listed for sale$585,000
2019-10-03Sold$550,100
2019-08-22Listed for sale$549,000
2013-07-30Sold$400,000
2013-06-22Listed for sale$395,000
2007-04-25Sold$374,500

For Sale by Agent

AgentCrystal M Dries
Brokeragesimpler.realestate

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