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137 Sagamore Rd, Indian Hills, KY, 40207

4beds
4baths
4,811sqft
$1,950,000
$405price/sqft
$12,932/moest. monthly cost
$517,280/yrincome needed

About This Home

Welcome to 137 Sagamore Road in the highly sought-after Indian Hills Country Club neighborhood. Set on over half an acre directly across from Sagamore Park, this beautifully maintained and thoughtfully renovated home offers over 4,800 finished square feet with a seamless, flowing floor plan. Hardwood floors span the first and second levels, while the family room opens to a well-appointed kitchen with honed granite countertops, custom cabinetry, GE Monogram appliances, wet bar, and beverage refrigerator. The first floor also includes a formal living and dining room, study, office, powder room, and oversized laundry. Upstairs, the spacious primary suite is joined by three additional bedrooms and a full bath. Enjoy a private, park-like setting from the welcoming front porch or bluestone patio, which connects to the oversized three-car garage via a charming loggia. Numerous recent updates complete this exceptional offering.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
4/10
Kammerer Middle SchoolGrades 6-82.6 mi
8/10
Ballard High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Crawl Space,Concrete Perimeter
  • Roof: Slate,Shingle
  • Construction materials: Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 650
  • Finished area above ground: 4,161

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Steam,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,161
  • Total interior livable area: 4,811 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Study

  • Level: First

Property

Details

  • Parcel number: 023600110137

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Other,Partial

Lot

  • Lot size: 0.62 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$848$10,176
Property Taxes $1,845$22,140
Electricity $379$4,559
Total$12,932$155,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$443,382/yr
40% on housing$387,960/yr
45% on housing$344,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$193
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$1,950,000
2026-04-28Contingent$1,950,000
2026-04-17Listed for sale$1,950,000
2021-12-02Sold$1,150,000
2021-11-10Pending sale$1,250,000
2021-11-02Contingent$1,250,000
2021-10-29Listed for sale$1,250,000

For Sale by Agent

AgentJoshua H Laughlin
BrokerageKeller Williams Collective

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