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10500 Dove Tree Ct, Prospect, KY, 40059

5beds
4baths
3,419sqft
$575,000
$168price/sqft
$3,941/moest. monthly cost
$157,640/yrincome needed

About This Home

Located on a quiet cul-de-sac in the sought-after Glen Oaks neighborhood, this traditional-style home offers a functional floor plan, generous living spaces, and a walkout lower level designed to accommodate a variety of lifestyles. The main level features an open-concept living and dining area filled with natural light, highlighted by a vaulted ceiling and direct access to the expansive deck for seamless indoor-outdoor living. Overlooking the private backyard, the spacious deck provides an inviting setting for outdoor dining, relaxing, and entertaining. Designed for both everyday living and hosting guests, the kitchen features updated countertops, ample prep space, island seating, a breakfast area, a large pantry, and a dedicated workspace. Just off the kitchen, the well-appointed laundry room enhances everyday convenience with abundant cabinetry, a utility sink, built-in ironing board, and an additional storage closet. Privately situated on the main level, the primary suite offers a walk-in closet and an ensuite bath complete with a dual-sink vanity, soaking tub, and separate shower. A second bedroom and a conveniently located half bath complete the main level. Upstairs, two generously sized bedrooms with excellent closet space share a centrally located full bath with a dual-sink vanity, while an adjacent loft offers flexible space for a home office, study area, reading nook, or additional sitting area. The walkout lower level further expands the home's living space with new flooring, a spacious family room, an additional bedroom, and a full bath—ideal for guests, multi-generational living, or a private retreat. Sliding doors open to the covered patio, while abundant unfinished storage provides ample room for seasonal items, hobbies, or future expansion. Additional highlights include an attached three-car garage with plenty of space for vehicles, storage, and workshop needs, as well as a newer roof and recently installed gutter guards. Glen Oaks residents enjoy beautifully maintained streets, the option to join the country club with a membership, and convenient access to shopping, dining, parks, golf courses, and major roadways, creating an exceptional blend of comfort, convenience, and community.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-50.6 mi
4/10
Kammerer Middle SchoolGrades 6-84.8 mi
8/10
Ballard High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 816
  • Finished area above ground: 2,603

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,603
  • Total interior livable area: 3,419 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 266901560000

Features

  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: -

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$226$2,712
Property Taxes $538$6,456
Electricity $270$3,240
Total$3,941$47,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,120/yr
40% on housing$118,230/yr
45% on housing$105,093/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$278
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$565,000
2026-07-21Price change$575,000
2026-07-09Listed for sale$595,000
2013-09-10Sold$269,900
2013-06-01Listed for sale$308,000
2013-05-10Sold$275,000

For Sale by Agent

AgentLaura Rice & Associates
BrokerageLenihan Sotheby's Int'l Realty

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