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225 Brown Ave, Saint Matthews, KY, 40207

3beds
4baths
2,346sqft
$449,900
$192price/sqft
$3,078/moest. monthly cost
$123,120/yrincome needed

About This Home

Welcome to 225 Brown Avenue, where thoughtful updates and inviting spaces come together in a location you'll love. This 3-bedroom, 3-bathroom home offers the perfect blend of comfort, style, and functionality, complete with a finished walkout basement for added living and entertaining space. From the moment you step inside, you'll appreciate the fresh, modern feel created by brand new flooring and fresh paint throughout, offering a clean and move-in ready experience. The layout flows effortlessly, providing both functional living areas and cozy spaces to unwind or host guests. The home features a gorgeous primary suite that serves as a true retreat, offering generous space and comfort for everyday living. Downstairs, the finished walkout basement expands your options, ideal for a second living area, recreation space, or guest accommodations. Step outside to discover a large yard, perfect for gatherings, play, or simply enjoying the outdoors. Whether you're looking for updated interiors, flexible living space, or room to spread out, this home delivers. Don't miss the opportunity to make 225 Brown Avenue your next home! Schedule your private showing today.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

4/10
4/10
Westport Middle SchoolGrades 6-82.9 mi
1/10
Waggener High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Exterior Entry,Walkout Part Fin

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 400
  • Finished area above ground: 1,946

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,946
  • Total interior livable area: 2,346 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Office

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 025400500093

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: Privacy,Full,Wood

Lot

  • Lot size: 8,712 sqft
  • Features: Sidewalk,Cleared

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$195$2,340
Property Taxes $424$5,088
Electricity $185$2,223
Total$3,078$36,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,531/yr
40% on housing$92,340/yr
45% on housing$82,080/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$198
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$475,000
2022-01-19Sold$365,000
2021-12-09Pending sale$369,900
2021-12-02Price change$369,900
2021-11-11Price change$380,000
2021-11-02Price change$399,900
2021-10-28Listed for sale$419,900
2018-03-28Listing removed$2,000
2018-02-06Listed for rent$2,000
2012-02-03Sold$155,000
2011-11-09Price change$167,950
2011-08-23Listed for sale$174,950

For Sale by Agent

AgentDee Amber Anderson, Lenihan Sotheby's Int'l Realty
BrokerageLenihan Sotheby's Int'l Realty

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