5433 Harbortown Cir, Prospect, KY, 40059
About This Home
Welcome to your riverfront sanctuary in the sky! This stunning Penthouse suite greets you with a dramatic spiral staircase and unfolds into sweeping, unobstructed views of the Ohio River and Limestone Marina. Designed for both grand entertaining and quiet relaxation, this residence combines elegance with ease. Enjoy the security of private entry, the convenience of garage parking, and the luxury of an on-site gym, plus world-class riverfront dining close by. Opportunities to own a waterfront penthouse of this caliber are rare. Seller financing available for the right buyer. Now is the moment to claim a piece of Bluegrass luxury living. Call today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Concrete Perimeter
- Roof: Metal,Shingle
- Construction materials: Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium,High Rise
Interior
Appliances
- Laundry features: In Unit
Basement
- Basement: None
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Area
- Level: First
Family Room
- Level: First
Family Room
- Level: Second
Features
- Number of fireplaces: 3
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,270
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Great Room
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,270
- Total interior livable area: 4,270 sqft
Kitchen
- Level: First
Laundry
- Level: First
Office
- Level: First
Other
- Level: Second
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 21265402470000
Features
- Stories: 2
- Pool features: Association,Community
- Patio & porch: Patio
- Exterior features: Balcony
- Fencing: None
Lot
- Features: See Remarks
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $394 | $4,728 |
| Property Taxes | $936 | $11,232 |
| Electricity | $337 | $4,046 |
| Total | $6,723 | $80,676 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-26 | Listed for sale | $999,900 |
| 2025-12-24 | Listing removed | $1,200,000 |
| 2025-10-02 | Listed for sale | $1,200,000 |
| 2019-01-03 | Listing removed | $5,500 |
| 2018-10-04 | Listed for rent | $5,500 |
| 2018-05-31 | Listing removed | $6,500 |
| 2018-04-27 | Listed for rent | $6,500 |
| 2018-02-24 | Listing removed | $5,500 |
| 2017-12-19 | Price change | $5,500 |
| 2017-10-10 | Listed for rent | $6,500 |
| 2017-08-30 | Sold | $521,164 |
For Sale by Agent
View on Zillow