10720 Us Highway 42, Prospect, KY, 40059
About This Home
Tucked away on nearly five picturesque acres in one of Prospect's most desirable locations, this exceptional estate offers the perfect balance of privacy, sophistication, and everyday comfort. Surrounded by mature trees and set well off the road, the property feels like a secluded retreat while remaining just minutes from everything the Highway 42 corridor has to offer. Inside, more than 6,700 square feet of beautifully designed living space combines timeless architecture with thoughtfully selected modern finishes. Expansive windows fill the home with natural light, while the open layout creates an effortless flow for both entertaining and daily living. The heart of the home is a stunning chef's kitchen that opens to inviting gathering spaces and overlooks the breathtaking outdoor setting. The first-floor primary suite offers a peaceful escape with a spa-inspired bath, custom walk-in closet, and direct access to the outdoor living areas. Upstairs, three generously sized bedrooms provide exceptional space and privacy, while the finished walkout lower level expands the home's versatility with additional living and entertaining areas, a home gym, guest accommodations, and plenty of room to host family and friends. Step outside to experience your own private resort. A heated saltwater pool, beautifully designed patios, fire pit, and lush landscaping create an unforgettable setting for relaxing summer afternoons or entertaining beneath the stars. The fully fenced acreage offers both beauty and functionality, providing space to roam while maintaining complete privacy. Complete with a three-car garage and extensive updates throughout, this remarkable Prospect property is move-in ready and offers a rare opportunity to enjoy luxury living in a setting that feels worlds away—without sacrificing convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick Veneer,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walkout Finished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: First
Exercise Room
- Level: Basement
Family Room
- Level: First
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 1,870
- Finished area above ground: 4,831
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Full Bathroom
- Level: Basement
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,831
- Total interior livable area: 6,701 sqft
Kitchen
- Level: First
Office
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Sun Room
- Level: First
Property
Details
- Parcel number: 000302280000
Features
- Stories: 2
- Patio & porch: Deck,Patio
- Fencing: Full,Wood
Lot
- Lot size: 4.84 Acres
- Features: Cul-De-Sac,Cleared,Wooded
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,913 | $94,956 |
| Home Insurance * | $617 | $7,404 |
| Property Taxes | $1,465 | $17,580 |
| Electricity | $529 | $6,350 |
| Total | $10,524 | $126,288 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $1,565,000 |
| 2026-01-15 | Sold | $1,425,000 |
| 2025-12-19 | Pending sale | $1,550,000 |
| 2025-12-05 | Contingent | $1,550,000 |
| 2025-12-01 | Price change | $1,550,000 |
| 2025-11-03 | Price change | $1,599,000 |
| 2025-10-26 | Price change | $1,649,000 |
| 2025-09-30 | Price change | $1,670,000 |
| 2025-09-16 | Listed for sale | $1,695,000 |
| 2025-08-11 | Listing removed | $1,695,000 |
| 2025-07-18 | Listed for sale | $1,695,000 |
| 2025-05-01 | Sold | $1,150,000 |
| 2025-02-27 | Contingent | $1,150,000 |
| 2025-02-26 | Listed for sale | $1,150,000 |
| 2017-10-30 | Sold | $665,000 |
| 2017-10-16 | Pending sale | $740,000 |
| 2017-10-02 | Listed for sale | $740,000 |
| 2017-09-15 | Pending sale | $740,000 |
| 2017-09-01 | Listed for sale | $740,000 |
| 2017-09-01 | Listing removed | $3,900 |
| 2017-07-31 | Listed for rent | $3,900 |
| 2016-09-03 | Listing removed | $799,900 |
| 2016-08-04 | Price change | $799,900 |
| 2016-07-30 | Price change | $875,000 |
| 2016-06-22 | Price change | $889,000 |
| 2016-06-10 | Price change | $899,000 |
| 2016-04-04 | Listed for sale | $949,500 |
For Sale by Agent
View on Zillow