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6515 Marina Dr, Prospect, KY, 40059

2beds
2baths
1,927sqft
$309,900
$161price/sqft
$2,133/moest. monthly cost
$85,320/yrincome needed

About This Home

Welcome to The Harbor at Harrods Creek, one of Prospect's most sought after addresses and right in the heart of all the excitement surrounding the new downtown Prospect development. With Cunningham's and Captain Quarters just around the corner and the creek right outside your door, this is a location that truly has it all. This beautifully remodeled ranch style condo offers two bedrooms and two full baths with a basement, and has been thoughtfully updated from top to bottom and is ready for its next owner to simply move in and start living. The kitchen, sunroom, and flooring were all refreshed in 2019, the deck was replaced in 2024, the primary suite and bathroom were completely renovated in 2025, and a brand new HVAC was just installed in July of 2026. There is nothing left to do here but enjoy it. The four season sunroom is one of the true highlights of this home. With its own heat and air conditioning and stunning views of the creek, it is the kind of space you will find yourself in morning, noon, and night. Step outside to a private courtyard off the primary bedroom for a quiet outdoor retreat, or relax on the new deck and take in the peaceful surroundings that make creek side living so special. On the main level, a pantry just off the kitchen offers convenient storage and can easily be converted back to accommodate a stackable washer and dryer if desired, giving the new owner plenty of flexibility down the road. The basement expands your living space considerably with a comfortable family room, an additional room with a closet that works perfectly as a guest room or home office, and two unfinished areas that offer generous storage. The basement is also fully equipped with laundry and the washer and dryer will remain with the property at no cost to the buyer. Community amenities include a pool, clubhouse, lake, and marina, everything you need to embrace the waterfront lifestyle this neighborhood is known for. Perhaps one of the most practical advantages of this home is what is already covered in the monthly maintenance fee — flood insurance, water, trash, sewer, yard maintenance, and snow removal. Lock the door and go without a worry in the world. Opportunities like this in The Harbor at Harrods Creek do not come along often. Come see it before someone else does.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Dunn Elementary SchoolGrades K-53.4 mi
4/10
Kammerer Middle SchoolGrades 6-83.3 mi
8/10
Ballard High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First
  • Area: 134.5421
  • Dimensions: 11.11 x 12.11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Basement
  • Area: 248
  • Dimensions: 15.50 x 16.00

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 507
  • Finished area above ground: 1,420

Full Bathroom

  • Level: First
  • Area: 35.346
  • Dimensions: 8.60 x 4.11

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 1,927 sqft

Kitchen

  • Level: First
  • Area: 93.15
  • Dimensions: 11.50 x 8.10

Living Room

  • Level: First
  • Area: 411.45
  • Dimensions: 19.50 x 21.10

Other

  • Level: Basement
  • Area: 265.86
  • Dimensions: 12.60 x 21.10

Other

  • Level: Basement
  • Area: 154.8
  • Dimensions: 12.90 x 12.00

Other

  • Level: Basement
  • Area: 586.74
  • Dimensions: 38.10 x 15.40

Primary Bathroom

  • Level: First
  • Area: 43
  • Dimensions: 8.60 x 5.00

Primary Bedroom

  • Level: First
  • Area: 217.56
  • Dimensions: 14.70 x 14.80

Sun Room

  • Level: First
  • Area: 101.92
  • Dimensions: 9.10 x 11.20

Property

Details

  • Parcel number: 21173900A100U2

Features

  • Stories: 1
  • Pool features: Association,Community
  • Patio & porch: Deck,Porch
  • Fencing: None
  • Waterfront features: Creek

Parking

  • Total spaces: 1
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$122$1,464
Property Taxes $290$3,480
Electricity $154$1,850
Total$2,133$25,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,131/yr
40% on housing$63,990/yr
45% on housing$56,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$278
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$309,900
2026-03-26Listing removed$359,900
2026-02-12Price change$359,900
2026-01-17Price change$365,000
2025-11-26Listed for sale$375,000
2017-07-24Sold$180,900
2017-07-07Listed for sale$179,900

For Sale by Agent

AgentBrent Whitson
BrokerageSemonin Realtors

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