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2 Brownsboro Hill Rd, Louisville, KY, 40207

3beds
3baths
3,299sqft
$899,000
$273price/sqft
$6,043/moest. monthly cost
$241,720/yrincome needed

About This Home

Beautifully maintained and thoughtfully enhanced, this Bonniewood residence offers a refined blend of timeless design, modern comfort, and low-maintenance living. Nearly 3,300 finished square feet span three finished levels, all connected by a private elevator, creating a layout that feels both expansive and effortlessly functional. A sun-filled two-story foyer sets the tone upon entry, where warm hardwood floors and natural light create an inviting, airy feel throughout the main living areas. To the right, a spacious living room centered around a gas fireplace offers a comfortable place to unwind, whether enjoying a quiet morning or a relaxed evening at home. The formal dining room provides an elegant setting for gatherings and everyday meals alike, and offers the flexibility to be reconfigured as a first-floor primary suite, with a full bathroom conveniently located on the main level. At the heart of the home, the open eat-in kitchen flows seamlessly into a second living area, creating a natural gathering space. Sunlight pours through the windows, highlighting thoughtful updates and finishes while maintaining a warm, welcoming atmosphere. Just beyond, a patio (currently being completed) extends the living space outdoors—an ideal setting to enjoy fresh air, morning coffee, or evening dining surrounded by greenery. Upstairs, two generously sized bedrooms offer comfort and privacy, including a spacious primary suite with vaulted ceilings that enhance the sense of openness, along with a full bathroom. A second bedroom with its own ensuite bath provides additional convenience and flexibility. The finished walkout lower level adds another layer of livable space, featuring a second living area with a gas fireplace and direct access to a private fenced patio that feels tucked away and serene. An additional bedroom, full bathroom, and laundry room further enhance the versatility of this level. Additional highlights include an oversized two-car garage, convenient front parking, and extensive custom millwork throughout the home, adding character and craftsmanship. Recent improvements include opening the kitchen to the den for improved flow, architect-designed porch and landscape enhancements to the lower-level courtyard, and new carpeting in the lower-level rooms. Professionally maintained grounds complete the setting, offering a beautifully kept outdoor environment with the ease of low-maintenance living.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
4/10
Westport Middle SchoolGrades 6-83.2 mi
1/10
Waggener High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 925
  • Finished area above ground: 2,374

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,374
  • Total interior livable area: 3,299 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 21177800020000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Balcony
  • Fencing: Split Rail,Full

Lot

  • Lot size: 2,178 sqft
  • Features: Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Entry Rear,Lower Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$391$4,692
Property Taxes $847$10,164
Electricity $260$3,126
Total$6,043$72,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,188/yr
40% on housing$181,290/yr
45% on housing$161,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$196
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$984,000
2026-04-02Price change$989,000
2026-03-23Price change$994,500
2026-03-04Price change$999,950
2026-02-04Listed for sale$1,100,000
2020-09-16Sold$660,000
2020-08-10Listed for sale$660,000
2003-09-23Sold$435,000

For Sale by Agent

AgentStephan Van Treese
BrokerageTrueblood Real Estate

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