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1912 W Market St, Louisville, KY, 40203

3beds
2baths
1,379sqft
$110,000
$80price/sqft
$954/moest. monthly cost
$38,160/yrincome needed

About This Home

Modern comfort meets city convenience in this beautifully updated bungalow nestled in the Russell neighborhood. Just minutes from Downtown Louisville, this home offers the perfect balance of privacy, accessibility, and contemporary style. Step inside to discover a bright, open living space with soaring ceilings and flexible layout options ideal for both relaxing and entertaining. The thoughtfully designed floor plan includes a generously sized primary bedroom with abundant natural light, plus two additional bedrooms positioned for privacy toward the rear of the home. Two full bathrooms provide everyday ease and functionality. Outside, enjoy a fully fenced backyard with plenty of space for outdoor living, pets, or play. A concrete parking pad with alley access offers off-street parking.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.5 mi
8/10
Crosby Middle SchoolGrades 6-812.4 mi
5/10
Eastern High SchoolGrades 9-1213.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,379

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,379
  • Total interior livable area: 1,379 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 02002F01100000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Full,Wood,Chain Link

Lot

  • Lot size: 5,662 sqft
  • Features: Sidewalk
  • Lot size dimensions: 30 x 195

Parking

  • Parking features: Off Street,Entry Front,Entry Rear,Entry Side,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$123$1,476
Property Taxes $121$1,452
Electricity $154$1,850
Total$954$11,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,708/yr
40% on housing$28,620/yr
45% on housing$25,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$101
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$115,000
2026-03-22Listed for sale$120,000
2026-03-15Listing removed$145,000
2026-02-05Listed for sale$145,000
2026-02-04Listing removed$145,000
2026-01-27Listed for sale$145,000
2023-09-11Sold$134,000
2023-08-07Contingent$159,999
2023-07-11Listed for sale$159,999
2023-07-03Listing removed$170,000
2023-05-24Price change$170,000
2022-07-11Pending sale$39,900
2022-07-05Sold$34,000
2022-06-16Contingent$39,900
2022-06-07Listed for sale$39,900
2009-04-20Sold$9,450
2009-01-05Listing removed$24,800
2008-12-31Price change$24,800
2008-12-11Listed for sale$29,800
2006-12-28Sold$81,000
2006-06-27Sold$10,000

For Sale by Agent

AgentKelly Perryman
BrokerageEline Realty Company

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