4209 Alton Rd, Saint Matthews, KY, 40207
About This Home
Lovely 3 Bedroom 2 Bath brick Cape Cod in sought after St Matthews. This beautifully maintained residence features hardwood flooring, gas fireplace and LOTS of closet space (rare in St Matthews). Kitchen remodeled in 2022 features custom all-wood cabinets, quartz countertops and stainless steel appliances. Enjoy customized comfort and efficiency with a dual-zone HVAC system (2021 and 2023). A second floor primary suite with its own HVAC and Full bath for the ultimate in privacy and comfort. The finished basement offers a bright, open-concept recreation room ideal for a play area or family room, plus a private bonus room perfect for a home office. Other Features include 5 year old roof, extremely private fully fenced in back yard, an oversized 1 car garage complete with a screened in patio, perfect for entertaining. Located just seconds from Restaurants, Expressways, parks, family activities, The Highlands, Crescent hill, downtown St Matthews, and so much more all with no HOA!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1946
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 700
- Finished area above ground: 1,300
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,300
- Total interior livable area: 2,000 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 22013700160000
Features
- Stories: 2
- Patio & porch: Screened Porch,Deck,Porch
- Fencing: Other,Privacy,Wood
Lot
- Lot size: 9,147 sqft
- Features: Sidewalk,Level
- Lot size dimensions: < 1/4 AC
Parking
- Total spaces: 1
- Parking features: Detached,Entry Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,085 | $25,020 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $389 | $4,668 |
| Electricity | $157 | $1,895 |
| Total | $2,810 | $33,720 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $409,500 |
| 2026-08-03 | Price change | $412,500 |
| 2026-07-10 | Listed for sale | $415,000 |
| 2019-10-22 | Listing removed | $1,595 |
| 2019-09-20 | Listed for rent | $1,595 |
| 2018-12-10 | Listing removed | $1,595 |
| 2018-12-08 | Price change | $1,595 |
| 2018-09-11 | Listed for rent | $1,700 |
| 2017-10-18 | Listing removed | $1,700 |
| 2017-10-14 | Listed for rent | $1,700 |
| 2013-03-18 | Sold | $224,999 |
| 2013-02-09 | Pending sale | $224,999 |
| 2013-01-30 | Listed for sale | $224,999 |
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