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204 Biltmore Rd, Bellewood, KY, 40207

3beds
2baths
1,956sqft
$335,000
$171price/sqft
$2,254/moest. monthly cost
$90,160/yrincome needed

About This Home

Great Bones meet great value in this well maintained 3 bdr 2 full bath Beechwood Village Home! Beautiful molding graces every room, and original hardwood floors run throughout, adding timeless character at every turn. Cozy up by the fireplace in the living room, or unwind on the sun porch off the back-a bonus space for relaxing in any season. The partially finished basement offers great flexibility for extra living space, storage, or a home gym. Practical perks abound: a whole house generator for peace of mind, a detached garage plus carport for ample storage, and a fenced backyard ideal for pets, play or entertaining. Solidly built and lovingly cared for, this home is a fantastic opportunity at a great price! Perfect St. Mathews location with everything at your fingertips!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
4/10
Westport Middle SchoolGrades 6-82.2 mi
1/10
Waggener High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 652
  • Finished area above ground: 1,304

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,956 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 21036700680000

Features

  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$145$1,740
Property Taxes $262$3,144
Electricity $154$1,853
Total$2,254$27,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,280/yr
40% on housing$67,620/yr
45% on housing$60,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$198
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$320,000
2026-08-07Listed for sale$335,000

For Sale by Agent

AgentNancy Schladand
Brokeragesimpler.realestate

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