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403 S 27th St, Louisville, KY, 40212

3beds
2baths
1,175sqft
$45,000
$38price/sqft
$510/moest. monthly cost
$20,400/yrincome needed

About This Home

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

2/10
Atkinson AcademyGrades K-50.6 mi
8/10
Crosby Middle SchoolGrades 6-813.1 mi
5/10
Eastern High SchoolGrades 9-1214.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar,None

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,175

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,175
  • Total interior livable area: 1,175 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 02002H01000000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 3,920 sqft
  • Features: Corner Lot
  • Lot size dimensions: 27 x 140

Parking

  • Parking features: Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$82$984
Property Taxes $47$564
Electricity $154$1,850
Total$510$6,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,485/yr
40% on housing$15,300/yr
45% on housing$13,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$62
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$45,000
2026-07-22Price change$45,000
2026-07-09Listed for sale$65,000
2026-07-06Contingent$65,000
2026-06-27Price change$65,000
2026-06-05Listed for sale$80,000
2025-05-13Sold$35,000
2025-04-23Pending sale$30,000
2025-04-16Listed for sale$30,000
2021-02-15Listing removed--
2021-01-26Price change$900
2020-12-30Listed for rent$950
2020-09-14Sold$64,500
2020-07-18Pending sale$68,500
2020-06-30Listed for sale$68,500
2020-04-30Listing removed$68,500
2020-02-14Price change$68,500
2020-02-08Listed for sale$75,000
2019-02-20Sold$20,290

For Sale by Agent

AgentJoshua S Lindley
BrokerageTCB Property Management

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