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7112 Covered Bridge Rd, Prospect, KY, 40059

5beds
5baths
5,644sqft
$3,400,000
$602price/sqft
$22,161/moest. monthly cost
$886,440/yrincome needed

About This Home

Constructed circa 1861, the James Trigg House occupies nearly eight acres along Covered Bridge Road in Prospect, Kentucky. Listed on the National Register of Historic Places, the residence has been carefully maintained through successive ownership, preserving the architectural character and craftsmanship that define one of Jefferson County's most significant historic homes. The approach to the property begins beyond a gated entrance beneath a canopy of mature trees. The original Olmsted Brothers landscape design continues to shape the grounds, while an asphalt walking path circles the estate, providing access to nearly eight acres of lawns, gardens, and established trees. The front entrance opens to a central foyer with 11½-foot ceilings, original hardwood flooring, and architectural details that remain remarkably intact. Some original windows, doors, moldings, and nine of the home's ten original fireplaces remain in place, reflecting the level of preservation achieved throughout the residence. The formal dining room accommodates sixteen guests beneath its original 1861 gas chandelier, now converted to electricity. Decorative ceiling medallions, substantial crown molding, and two original fireplaces define the room. Adjacent, the formal living room is filled with natural light from oversized windows and glass doors and is anchored by two original marble and cast-iron fireplaces. Dual staircases, including one connecting the primary bedroom to the kitchen, illustrate the home's original design. Well-proportioned and sized rooms, handcrafted millwork, and period details remain consistent throughout the residence. The kitchen was renovated to complement the home's historic character while providing the finishes expected in a modern luxury residence. It includes a Wolf range, Sub-Zero refrigerator, Bosch dishwasher, Scotsman ice maker, custom cabinetry, marble countertops and backsplash, farmhouse sinks, and a reclaimed barn wood island crafted by Bittners. An original brick wall remains exposed, connecting the space to the home's history. Adjacent to the kitchen, the sunroom overlooks the brick patio, fountain, and gardens, while the nearby den features a wood-burning insert within the original fireplace. The second floor includes four generously sized en-suite bedrooms, each with its own original fireplace, in addition to a fifth bedroom suitable as a nursery, study, or private sitting room. A second-floor laundry room provides everyday convenience. The wraparound porch has long served as an extension of the home's living space. Custom clear seasonal enclosure panels were designed specifically for the porch, allowing year-round enjoyment while preserving views across the property. These panels will remain with the residence. Substantial infrastructure improvements have been completed with preservation in mind. The home has been fully rewired, heating and cooling have been divided into four independently controlled zones, spray foam insulation has been added to the attic and kitchen walls. The copper roof with custom copper chimney caps protect the structure. The grounds offer both privacy and flexibility. A renovated heated saltwater gunite pool is surrounded by restored limestone and brick hardscape. A detached four-car garage includes a workshop and loft space suitable for future expansion, while a second detached one-car garage provides additional storage and utility. Mature gardens, expansive lawns, and multiple outdoor gathering areas support both large-scale entertaining and everyday living. The James Trigg House represents an uncommon opportunity to own a residence where historical integrity and modern livability exist together. Rather than recreating the past, each generation of ownership has chosen to preserve what makes the property significant while making careful improvements that allow it to continue serving as a distinguished private home.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
Norton Elementary SchoolGrades K-53.9 mi
4/10
Kammerer Middle SchoolGrades 6-84.8 mi
8/10
Ballard High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1863

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar,Exterior Entry

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Number of fireplaces: 9
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,644

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,644
  • Total interior livable area: 5,644 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Sun Room

  • Level: First

Property

Details

  • Parcel number: 21000301620000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Partial

Lot

  • Lot size: 7.62 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 5
  • Parking features: Detached,Entry Side,See Remarks,Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,192$206,304
Home Insurance *$1,341$16,092
Property Taxes $3,183$38,196
Electricity $445$5,348
Total$22,161$265,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$759,805/yr
40% on housing$664,830/yr
45% on housing$590,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$602This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$272
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$3,400,000
2026-07-22Listed for sale$3,400,000
2008-06-02Sold$1,600,000

For Sale by Agent

AgentNancy A Stevens
BrokerageKentucky Select Properties

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