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5107 Craigs Creek Dr, Louisville, KY, 40241

5beds
4baths
3,831sqft
$529,900
$138price/sqft
$3,722/moest. monthly cost
$148,880/yrincome needed

About This Home

Welcome to this stunning 5-bedroom, 4-bathroom residence where modern updates and exceptional craftsmanship create the perfect place to call home. The thoughtfully designed open floor plan effortlessly connects the main living spaces, offering both comfort and sophistication. The beautifully updated kitchen features newer granite countertops, stainless steel appliances, ample cabinetry, and generous workspace, making it equally suited for everyday living and elegant entertaining. Gleaming hardwood floors add warmth and character throughout the main level. The fully finished walkout lower level is a true extension of the home, complete with a second kitchen, an updated full bath, and expansive flex space ideal for entertaining, extended family, or guest accommodations. Outside, enjoy a fully fenced backyard with a spacious deck perfect for summer gatherings, morning coffee, or quiet evenings. 2 year old HVAC system upgrades provide added peace of mind, making this exceptional property the complete package of style, comfort, and functionality.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-51.2 mi
4/10
Kammerer Middle SchoolGrades 6-84.3 mi
5/10
Eastern High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,229
  • Finished area above ground: 2,602

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,602
  • Total interior livable area: 3,831 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Property

Details

  • Parcel number: 324700660000

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 8,276 sqft
  • Features: Covt/Restr,Sidewalk
  • Lot size dimensions: 57 x 121 x 79 x 122

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$245$2,940
Property Taxes $496$5,952
Electricity $302$3,630
Total$3,722$44,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,611/yr
40% on housing$111,660/yr
45% on housing$99,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 40241$165
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40241$170
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$515,000
2026-08-05Listing removed$515,000
2026-08-04Price change$515,000
2026-07-22Listed for sale$529,900
2024-12-02Listing removed$3,300
2024-11-18Listed for rent$3,300
2024-08-07Sold$550,000
2021-02-27Listing removed--
2020-11-24Listing removed$2,480
2020-10-27Price change$2,480
2020-10-05Listed for rent$2,500
2019-07-03Sold$250,000
2017-05-24Sold$300,000
2016-01-21Sold$300,000

For Sale by Agent

AgentSenahid Bektas
BrokerageKey Point Realty

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