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5127 Craigs Creek Dr, Louisville, KY, 40241

5beds
4baths
4,400sqft
$594,000
$135price/sqft
$4,104/moest. monthly cost
$164,160/yrincome needed

About This Home

Welcome to 5127 Craigs Creek Drive. This massive one of a kind home with 4400 sq ft finished living area with First Floor Master and incredibly bright and open spaces. Peaceful living while being just minutes from all the conveniences: Kroger, Publix, Shopping at Paddock Shops, Easy freeway access and more. 4-5 Beds and 3.5 Bath. This home has Plenty of space for all. Great for growing families and fantastic for hosting everyone over. Incredibly easy living with a rare First Floor Master and laundry! Walking into this home immediately greets you with a huge foyer and living room with massive windows and tall ceilings looking out to incredibly peaceful views. The kitchen and dining area contain hardwood flooring, premium cabinets, stainless appliances including a gas range, beautiful granite countertops, and a large granite island to make you want to cook at home everyday. A shared fireplace between the dining and living room keeps the home cozy all winter. The backyard has aluminum fencing and a covered large deck perfect for relaxing and enjoying BBQs. The 2nd floor has 3 gorgeous rooms and a full bathroom. Each room is incredibly unique and spacious in their own ways! A large fully finished Walk-Out Basement with an incredibly open layout. The basement is made for entertainment with TV connections available everywhere and in wall speaker system present throughout! The basement also has a room with rubber flooring that can be used as a gym but currently being used as a pool table room. On top of it all, the basement has a dedicated kitchenette with a wet bar, a microwave, plenty of counter space and cabinets for storage. Finally, the basement also contains 1 multi-purpose room (currently used as a bedroom) with a closet and an attached full bath. There is also plenty of storage in the utility basement closets. In addition to the 4400 Sq ft of living space, the garage is large with 525+ sq ft of space with epoxy flooring and a new silent garage opener. Energy saving foam spray in the attic spaces. New AC systems less than 3 years old. This exceptionally clean and maintained home is truly move-in ready and has been well cared for. Don't miss out - This is a must see!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-51.1 mi
4/10
Kammerer Middle SchoolGrades 6-84.3 mi
5/10
Eastern High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 2,900

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 4,400 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Office

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 348001150000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Other

Lot

  • Lot size: 7,405 sqft
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,003$36,036
Home Insurance *$274$3,288
Property Taxes $480$5,760
Electricity $347$4,169
Total$4,104$49,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,708/yr
40% on housing$123,120/yr
45% on housing$109,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 40241$165
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40241$170
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$594,000
2013-11-25Sold$290,000
2013-07-30Listed for sale$319,900

For Sale by Agent

AgentMartin L Shuck
BrokerageMLSCO Realty

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