See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5206 Charlbury Ct, Louisville, KY, 40241

4beds
3baths
2,158sqft
$395,000
$183price/sqft
$2,730/moest. monthly cost
$109,200/yrincome needed

About This Home

Welcome to this traditional style home in picturesque Craigs Creek - conveniently located near popular shops and restaurants. Home is situated on a sidewalk lined cul-de-sac! Millwork (crown molding, wainscotting, chair rails) thoughtfully installed throughout. 2 story foyer leading to living room with fireplace. Formal dining room with tray ceiling. Kitchen features granite countertops, stone backsplash, pantry, and informal eating area. Great room with a 2nd fireplace is flanked by built-in bookcases. A lovely half bath and coat closet round out the first floor. Primary ensuite, 3 additional spacious bedrooms, hall bath, convenient laundry room, linen closet, and an unfinished room full of possibilities complete the 2nd floor. Two car attached garage. Schedule your showing today! Seller to offer a $2,000 decorating allowance at closing upon accepted offer.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-51.2 mi
4/10
Kammerer Middle SchoolGrades 6-84.4 mi
5/10
Eastern High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,158

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,158
  • Total interior livable area: 2,158 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Other

  • Level: Second
  • Area: 171
  • Dimensions: 19.00 x 9.00

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 305900750000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Full,Wood

Lot

  • Lot size: 8,276 sqft
  • Features: Cul-De-Sac,Sidewalk,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$182$2,184
Property Taxes $381$4,572
Electricity $170$2,045
Total$2,730$32,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,600/yr
40% on housing$81,900/yr
45% on housing$72,800/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 40241$163
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40241$170
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$410,000
2026-01-26Listed for sale$415,000
2020-12-07Sold$295,000
2020-10-23Pending sale$299,000
2020-10-15Listed for sale$299,000
2017-11-06Sold$240,000
2017-08-17Pending sale$245,000
2017-08-02Listed for sale$245,000

For Sale by Agent

AgentCathleen Johnson
BrokerageUnited Real Estate Louisville

Similar Homes