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10604 Melchester Pl, Louisville, KY, 40241

3beds
2baths
1,621sqft
$340,000
$210price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

Welcome home to this beautifully maintained, move-in ready home in desirable Chamberlain Place! Perfectly situated on a quiet dead-end street, this turnkey property offers the ideal combination of comfort, style, and convenience. The open-concept floor plan features a spacious Great Room with soaring vaulted ceilings, a cozy gas fireplace, and abundant natural light. The adjoining kitchen offers white cabinetry, stainless steel appliances, and a layout that's perfect for everyday living and entertaining. The first-floor Primary Suite provides a private retreat with an en suite bath and walk-in closet, while the second floor features two additional generously sized bedrooms and a full bath. The Basement offers exceptional storage with endless potential for future finished living space. A finished bonus room with carpet is ideal for a home office, exercise room, playroom, or hobby space. You'll also appreciate the attractive epoxy flooring throughout the unfinished Basement and garage, along with the upgraded insulated garage door. Step outside to enjoy the flat, fully fenced backyard featuring a newer privacy fence (approximately two years old), perfect for pets, children, gardening, or simply relaxing outdoors. A charming covered front porch adds to the home's welcoming curb appeal. Additional updates include a brand-new water heater and newer HVAC, providing added value and peace of mind. Ideally located near shopping, dining, parks, and major expressways, this exceptional home offers the perfect blend of peaceful neighborhood living and everyday convenience. Don't miss your opportunity to make this beautiful Chamberlain Place home your own!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Chancey Elementary SchoolGrades PK-51.2 mi
4/10
Westport Middle SchoolGrades 6-83.0 mi
5/10
Eastern High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 150
  • Finished area above ground: 1,471

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,471
  • Total interior livable area: 1,621 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 307200760000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Side,See Remarks,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$157$1,884
Property Taxes $318$3,816
Electricity $154$1,850
Total$2,348$28,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 40241$164
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40241$170
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$329,999
2026-07-17Listed for sale$340,000
2024-01-30Sold$310,000
2024-01-16Pending sale$310,777
2023-12-21Contingent$310,777
2023-10-20Listed for sale$310,777
2020-02-03Listing removed$225,000
2020-02-03Listed for sale$225,000
2020-01-31Sold$218,000
2019-12-20Pending sale$225,000
2019-12-11Price change$225,000
2019-11-20Price change$229,500
2019-11-13Price change$232,500
2019-10-25Listed for sale$235,000
2013-08-01Sold$180,000
2013-05-23Listed for sale$190,000

For Sale by Agent

AgentCandace Bornstein
BrokerageSegrest Flaherty Realtors LLC

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