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2421 W Chestnut St, Louisville, KY, 40211

1beds
1baths
962sqft
$54,900
$57price/sqft
$558/moest. monthly cost
$22,320/yrincome needed

About This Home

Opportunity awaits! This occupied 2-bedroom with family room home offers great potential for investors or buyers looking to add value. Featuring an eat-in kitchen, living room, family room, central air, unfinished basement, and a spacious backyard, the home needs updates but provides a solid opportunity to renovate. Conveniently located with easy access to downtown, shopping, and major roadways. They have some other ones to sell too.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.2 mi
8/10
Crosby Middle SchoolGrades 6-812.9 mi
5/10
Eastern High SchoolGrades 9-1214.5 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 962

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 001B00780000

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Privacy,Chain Link

Lot

  • Lot size: 5,227 sqft
  • Features: Level
  • Lot size dimensions: 30 x 173

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $277$3,324
Home Insurance *$69$828
Property Taxes $58$696
Electricity $154$1,850
Total$558$6,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,131/yr
40% on housing$16,740/yr
45% on housing$14,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$73
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$54,900
2004-10-25Sold$7,200

For Sale by Agent

AgentCheryl D Johnson
BrokerageEXP Realty LLC

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