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8603 Cool Brook Ct, Louisville, KY, 40291

5beds
3baths
3,735sqft
$365,000
$98price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Tucked away on a peaceful cul de sac in the desirable Fern Creek neighborhood, this spacious 5 bedroom, 2.5 bath home offers over 3,700 square feet of beautifully finished living space, a finished basement, a generous backyard, and a 2 car attached garage for secure parking and extra storage. Inside you will find updated flooring, carpet, and paint offer a refreshing, move-in ready feel. Make your way inside to discover a welcoming living room featuring custom built-in bookcases and an abundance of space to gather, relax, or entertain. Just beyond, the formal dining room provides the perfect setting for holiday celebrations, dinner parties, or everyday family meals. The well-appointed, updated kitchen is designed with both function and comfort in mind, offering ample cabinetry, expansive counter space, and a peninsula with additional seating for casual dining or conversation while meals are prepared. Sliding glass doors lead to a raised back deck overlooking the spacious, tree-lined backyard, where mature shade trees create a peaceful outdoor retreat. Convenience meets practicality with a first-floor laundry room complete with a utility sink and half bath. The desirable first-floor primary bedroom features two closets and a large picture window that fills the room with natural light. A second bedroom on the main level offers flexibility, while three additional bedrooms upstairs provide plenty of room for family, guests, or multi-generational living. The finished basement expands your living options with a large open recreation area that's ideal for movie nights, game days, or entertaining. A separate bonus room makes an excellent home office, fitness space, hobby room, or playroom - the possibilities are endless. Situated just minutes from shopping, dining, parks, and entertainment, this exceptional Fern Creek home combines generous living space, a functional layout, and a quiet location you'll love coming home to. Don't miss your opportunity to make it yours - schedule your private showing today!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
3/10
Newburg Middle SchoolGrades 6-83.7 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,542
  • Finished area above ground: 2,193

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,193
  • Total interior livable area: 3,735 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 22181200740072

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Chain Link

Lot

  • Lot size: 0.40 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$194$2,328
Property Taxes $343$4,116
Electricity $294$3,539
Total$2,676$32,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 40291$172
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40291$169
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$365,000
2026-07-20Price change$365,000
2026-07-01Price change$365,900
2026-05-19Listed for sale$379,900
2026-02-19Listing removed--
2026-02-13Listed for sale$345,000
2004-02-27Sold$178,430
1999-09-17Sold$155,000

For Sale by Agent

AgentJay Pitts
BrokerageRE/MAX Premier Properties

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