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2325 W Market St, Louisville, KY, 40212

2beds
1baths
1,120sqft
$148,500
$133price/sqft
$1,335/moest. monthly cost
$53,400/yrincome needed

About This Home

Welcome home! This home is quite the charmer! It features a lovely living room, two large bedrooms and one adorable full bath! Tremendous updates galore and cared for in the most exciting ways with so many grand and trendy updates; lighting fixtures, fresh paint on walls and flooring. The home has hydronic radiant floor heating and ductless mini-split heating & air. The kitchen is very welcoming and is equipped with appliances, custom cabinetry, and motion lighting. Feel secure with custom welded doors, and window guards. Enjoy a large mud/laundry room, AS WELL the exterior privacy yard / land! Buyers get a TREMENDOUS bonus here!!! The vacant fenced privacy lot, 2327 W Market comes with this purchase. So many things one can do ... a buyer's imagination can run CRAZY wild!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.3 mi
1/10
8/10
Crosby Middle SchoolGrades 6-812.8 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,120

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 02003L01790000

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Privacy,Chain Link

Lot

  • Lot size: 3,049 sqft
  • Features: Sidewalk,Level

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $750$9,000
Home Insurance *$273$3,276
Property Taxes $158$1,896
Electricity $154$1,850
Total$1,335$16,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,771/yr
40% on housing$40,050/yr
45% on housing$35,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$61
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$148,500
2009-11-30Sold$9,000

For Sale by Agent

AgentLisa J Houston
BrokerageLJH Infinity REALTORS

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