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349 N 23rd St, Louisville, KY, 40212

3beds
1baths
1,696sqft
$73,000
$43price/sqft
$737/moest. monthly cost
$29,480/yrincome needed

About This Home

Fantastic investor opportunity or affordale starter home in Louisville, KY! This 3 Bedroom one bathroom property is priced to sell and packed with potential. Whether you are looking to flip, rent or build sweat equity as an owner occupant, this is your chance to get in at the right price. Don't miss your opportinty to own this one, call today for your private showing.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.6 mi
1/10
4/10
Westport Middle SchoolGrades 6-810.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,696

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,696 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 02003F01820000

Features

  • Stories: 2
  • Fencing: Chain Link

Lot

  • Lot size: 2,613 sqft
  • Features: Cleared
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: Off Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $369$4,428
Home Insurance *$134$1,608
Property Taxes $80$960
Electricity $154$1,850
Total$737$8,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,268/yr
40% on housing$22,110/yr
45% on housing$19,653/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$62
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$99,900
2026-04-03Listed for sale$110,000
2026-03-06Listing removed$95,000
2025-12-10Listed for sale$95,000
2023-07-29Listing removed--
2023-07-20Listed for rent$1,000
2023-05-16Listing removed$70,000
2023-04-15Price change$70,000
2023-01-09Price change$80,000
2022-12-18Listed for sale$89,900
2018-08-08Listing removed$44,900
2017-11-06Listed for sale$44,900
2017-05-01Listing removed$750
2017-02-14Listed for rent$750
2015-05-10Listing removed$775
2015-01-21Listed for rent$775
2014-04-22Listing removed$775
2014-03-10Price change$775
2014-01-29Listed for rent$800
2013-11-13Listing removed$800
2013-10-13Listed for rent$800
2007-03-07Sold$15,000

For Sale by Agent

AgentTimothy Woods
BrokerageEXP Realty LLC

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