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10227 Riverstone Cir, Louisville, KY, 40229

4beds
3baths
1,889sqft
$269,000
$142price/sqft
$1,904/moest. monthly cost
$76,160/yrincome needed

About This Home

Impeccably maintained and beautifully updated, this spacious single-family condominium offers the perfect blend of privacy, comfort, and low-maintenance living. Tucked away in a quiet section of the subdivision with minimal traffic and peaceful views of a private farm, this move-in-ready home features 4 bedrooms, 2.5 updated baths, a rear-entry 2-car garage, a welcoming covered front porch, and a private patio for relaxing or entertaining. The bright, open great room showcases flows seamlessly into the well-appointed kitchen, complete with updated appliances, ceramic tile flooring, a generous pantry, and an adjoining dining area. A formal dining room provides additional space for gatherings, while the first-floor laundry room and convenient half bath add everyday functionality. Updated luxury vinyl plank flooring extends throughout the home, with hardwood flooring in the spacious primary bedroom. The primary suite features a vaulted ceiling, a large walk-in closet, and a private en-suite bath. Three additional generously sized bedrooms all include ceiling fans. Every bathroom has been tastefully updated with new vanities, tile flooring, and toilets. Fresh paint, new blinds, and abundant storage throughout make this home truly move-in ready. Additional improvements include a brand-new roof, professionally serviced HVAC system with maintenance records available, and updated epoxy garage flooring. The affordable $93 monthly maintenance fee covers lawn care, trash service, and snow removal, allowing you to enjoy a carefree lifestyle. Conveniently located near shopping, dining, schools, and major expressways, this exceptional home offers the perfect combination of space, convenience, and a peaceful setting. Don't miss

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Laukhuf Elementary SchoolGrades PK-50.9 mi
3/10
Knight Middle SchoolGrades 6-81.7 mi
1/10
Southern High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,889

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,889
  • Total interior livable area: 1,889 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 23361200310000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 2,178 sqft
  • Features: Sidewalk,Zero Lot Line
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$140$1,680
Property Taxes $250$3,000
Electricity $154$1,850
Total$1,904$22,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,280/yr
40% on housing$57,120/yr
45% on housing$50,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 40229$138
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40229$160
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$269,000
2026-07-09Listed for sale$276,000
2023-10-30Sold$218,000
2023-08-31Pending sale$210,000
2023-08-29Listed for sale$210,000
2005-03-07Sold$140,075

For Sale by Agent

AgentLarry Wells
BrokerageHarrison REALTORS

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