405 Macon Ave, Saint Matthews, KY, 40207
About This Home
Luxury House Hack in St. Matthews!! Own one of St. Matthews' most desirable duplexes. Live in one beautifully renovated residence while rental income from the second unit helps offset your mortgage or add a turnkey investment property to your portfolio in one of Louisville's strongest rental markets. This well-maintained brick property features two spacious units totaling over 3,500 square feet. The first unit offers 2 bedrooms, 1 full bath, hardwood flooring, fireplace, updated kitchen and bath, in unit laundry, a partially finished basement, semi-private deck, and garage parking. The second unit features 3 bedrooms, 2 full baths, a first-floor bedroom and laundry, updated kitchen & baths, hardwood flooring, fireplace, partially finished basement, semi-private deck and garage parking. Separate utilities make ownership simple while the premium St. Matthews location provides easy access to restaurants, shopping, parks, hospitals, and downtown Louisville. Whether you're looking to live in one unit while generating rental income or add a turnkey duplex to your investment portfolio, this property offers flexibility, character, and long-term value.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Cape Cod
- Property subType: Duplex
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 3,528
Heating & Cooling
- Heating features: Electric,Forced Air,Natural Gas
- Cooling features: Ductless,Wall/Window Unit(s)
Interior Area
- Total structure area: 3,528
- Total interior livable area: 3,528 sqft
Property
Details
- Parcel number: 22041400650000
- Attached to another structure: Yes
Features
- Patio & porch: Deck
- Exterior features: None
Lot
- Lot size: 6,534 sqft
- Features: Sidewalk
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $250 | $3,000 |
| Property Taxes | $543 | $6,516 |
| Electricity | $278 | $3,343 |
| Total | $3,978 | $47,736 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $575,000 |
| 2025-02-07 | Listing removed | $649,900 |
| 2024-11-22 | Listing removed | $2,000 |
| 2024-10-07 | Price change | $649,900 |
| 2024-08-06 | Listed for sale | $675,000 |
| 2024-07-29 | Listed for rent | $2,000 |
| 2024-03-19 | Listing removed | -- |
| 2024-03-14 | Listed for rent | $2,000 |
| 2024-01-01 | Listing removed | -- |
| 2023-10-02 | Listed for sale | $725,000 |
| 2023-07-25 | Listing removed | -- |
| 2023-03-21 | Listed for sale | $749,900 |
| 2022-10-14 | Sold | $525,000 |
| 2021-02-27 | Listing removed | -- |
| 2020-07-09 | Listing removed | $1,050 |
| 2020-06-27 | Listed for rent | $1,050 |
| 2018-02-14 | Listing removed | $1,295 |
| 2018-01-14 | Listed for rent | $1,295 |
For Sale by Agent
View on Zillow