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5900 Outer Loop, Louisville, KY, 40219

3beds
2baths
2,730sqft
$399,900
$146price/sqft
$2,774/moest. monthly cost
$110,960/yrincome needed

About This Home

The possibilities are unlimited with this home. This huge ranch features over 2700 square feet. 3 bedrooms, 2 full baths. current office could be used for a forth bedroom with a bath. besides a 2.5 car garage with an unbelievable amount of cabinet space. the bonus room is huge. Could be a theatre room, game room, office or small business would be perfect (assuming zoning allows. Has been used by people in radio and has acoustic additions that show that. seller does not know dates but many obvious updates include Kitchen with vititow cabinetry, built in range top and convection oven, built in dishwasher. updated roof, windows, some HVAC is updated and top of the line Trane. There was great care to the outside, including an elaborate security camera system. 2 hvac systems. great corner lot. beautiful brick home in a great location

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Smyrna Elementary SchoolGrades PK-50.7 mi
3/10
Marion C. Moore SchoolGrades 6-120.8 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,730

Foyer

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,730
  • Total interior livable area: 2,730 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 23085500850017

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,See Remarks,Level
  • Lot size dimensions: 93 x 135

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Entry Side,See Remarks,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$221$2,652
Property Taxes $316$3,792
Electricity $215$2,587
Total$2,774$33,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,108/yr
40% on housing$83,220/yr
45% on housing$73,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 40219$130
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40219$154
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$349,900
2026-08-06Price change$374,900
2026-07-22Listed for sale$399,900

For Sale by Agent

AgentKevin Mercer
BrokerageRE/MAX Premier Properties

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