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6213 Gayle Dr, Louisville, KY, 40219

2beds
1baths
1,800sqft
$286,950
$159price/sqft
$1,951/moest. monthly cost
$78,040/yrincome needed

About This Home

Car enthusiasts, mechanics and serious hobbyists, this is calling your name! The impressive 30' x 36' garage has held four vehicles and easily fits three, with reinforced concrete in the right bay ready for a future lift. That bay also has an extra-tall door opening, and the wood stove remains for chilly project days. Need more covered space? The two-car carport doubles as a terrific party spot for entertaining friends/family. Inside, you'll see many updates: luxury vinyl plank flooring by Korfhage Flooring in 2020, Gilkey windows with a transferable warranty in 2024, and a Generac generator in 2023. Graber Insealators upgraded the home's insulation in 2016, and the bathroom was remodeled 2015. The basement is ready for your ideas and personal touch. Sold "as is". Inspections welcome.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

1/10
3/10
Marion C. Moore SchoolGrades 6-122.0 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,200

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Other

  • Level: Basement

Property

Details

  • Parcel number: 23063401620000

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Full,Chain Link

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Off Street,Detached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,450$17,400
Home Insurance *$159$1,908
Property Taxes $188$2,256
Electricity $154$1,850
Total$1,951$23,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,891/yr
40% on housing$58,530/yr
45% on housing$52,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 40219$130
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40219$154
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$274,950
2026-08-09Price change$279,950
2026-08-06Price change$284,950
2026-08-02Listed for sale$286,950

For Sale by Agent

AgentPam Ruckriegel
BrokerageOne Key Realty

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