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8201 Damascus Rd, Louisville, KY, 40228

3beds
3baths
2,673sqft
$365,500
$137price/sqft
$2,522/moest. monthly cost
$100,880/yrincome needed

About This Home

Private half-acre setting off Beulah Church Rd in Fern Creek! This 1.5-story home offers 2,673 sq ft with bamboo flooring, multiple living areas, and a spacious kitchen/dining area with ceramic tile and large pantry. First-floor primary suite features a walk-in closet and private bath with dual vanities, jetted tub, and separate water closet. Large family room plus half bath/laundry combo. Upstairs includes hickory hardwood floors, two oversized bedrooms (could convert back to three), and a full bath with tile and onyx sink. Enjoy the Trex deck and gazebo overlooking a peaceful field, covered front porch, 3-car garage, and oversized driveway. Convenient to shopping, dining, and major roadways.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Bates Elementary SchoolGrades K-52.0 mi
3/10
Marion C. Moore SchoolGrades 6-121.9 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second
  • Area: 135.8
  • Dimensions: 9.70 x 14.00

Bedroom

  • Level: Second
  • Area: 128
  • Dimensions: 10.00 x 12.80

Bedroom

  • Level: Second
  • Area: 231.11
  • Dimensions: 19.10 x 12.10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 128.31
  • Dimensions: 14.10 x 9.10

Family Room

  • Level: First
  • Area: 444.21
  • Dimensions: 20.10 x 22.10

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,673

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First
  • Area: 116.62
  • Dimensions: 11.90 x 9.80

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,673
  • Total interior livable area: 2,673 sqft

Kitchen

  • Level: First
  • Area: 108.29
  • Dimensions: 11.90 x 9.10

Living Room

  • Level: First
  • Area: 592.91
  • Dimensions: 28.10 x 21.10

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First
  • Area: 304.98
  • Dimensions: 13.80 x 22.10

Property

Details

  • Parcel number: 210300350000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,848$22,176
Home Insurance *$191$2,292
Property Taxes $272$3,264
Electricity $211$2,533
Total$2,522$30,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,468/yr
40% on housing$75,660/yr
45% on housing$67,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 40228$141
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40228$160
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$395,500
2026-03-16Price change$426,500
2026-03-04Listed for sale$434,900
2026-01-22Listing removed$440,000
2026-01-07Price change$440,000
2025-08-13Price change$450,000
2025-07-16Price change$475,000
2025-06-07Listed for sale$499,900

For Sale by Agent

AgentAngela J Wells
BrokerageColdwell Banker McMahan

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