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2804 Timber Hills Rd, Louisville, KY, 40214

4beds
4baths
3,870sqft
$379,900
$98price/sqft
$2,760/moest. monthly cost
$110,400/yrincome needed

About This Home

Spacious 4-bed, 3.5-bath home offers an incredible opportunity for those seeking room to grow. With 3,870 square foot across three levels, this property provides a versatile layout designed for everyday living and entertainment. The main level features multiple living spaces, a large kitchen, laundry and a half bath. Upstairs are four oversized bedrooms including the primary bedroom with en suite bathroom. The walkout basement adds even more potential with a large recreation area, full bathroom and abundant storage space. Two separate doors provide direct access to the backyard. Outside there is a large deck overlooking a secluded yard surrounded by mature trees, plus a private in-ground pool - perfect for summer entertaining. Come take a look today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
2/10
Stuart Middle SchoolGrades 6-82.1 mi
1/10
Doss High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,290
  • Finished area above ground: 2,580

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,580
  • Total interior livable area: 3,870 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Sitting Room

  • Level: First

Property

Details

  • Parcel number: 104300830000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck
  • Fencing: Privacy,Partial,Wood,Chain Link

Lot

  • Lot size: 0.29 Acres
  • Features: Dead End,Wooded

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$249$2,988
Property Taxes $286$3,432
Electricity $305$3,667
Total$2,760$33,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,628/yr
40% on housing$82,800/yr
45% on housing$73,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 40214$128
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40214$141
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$379,900

For Sale by Agent

AgentKyle A Russell
BrokerageHomepage Realty

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