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6425 Labor Ln, Louisville, KY, 40291

4beds
3baths
2,804sqft
$359,900
$128price/sqft
$2,569/moest. monthly cost
$102,760/yrincome needed

About This Home

Spacious 4-bedroom, 2.5-bath home located on a desirable cul-de-sac in the Fern Creek area. The sale includes the adjacent lot (Lot 47), providing additional space and privacy. Please refer to the revised subdivision plat for property boundaries, as the lot extends beyond the existing fenced area. One of the home's standout features is its exceptional backyard setting. The current owner purchased additional land behind the property, creating a private, wooded retreat with abundant wildlife and scenic views. Neighboring homeowners have also preserved wooded areas behind their homes, adding to the peaceful surroundings. Inside, the main level features a large living and dining room combination, a spacious kitchen with appliances, a breakfast bar, and sliding glass doors leading to a nice sized deck overlooking the wooded backyard and lower patio. The first floor also includes a primary bedroom with a walk-in closet and full bath, a laundry room, and a half bath. Upstairs are three additional bedrooms and a full bathroom. The finished lower level offers a family room, a flexible recreation area ideal for a pool table or game room, an additional finished room for a home office, gym, or hobby space, plus ample storage. Outdoor includes a partially fenced yard, and storage shed. A portion of the additional land is located within a floodplain due to a small creek. Overall, this property offers a rare combination of space, privacy, wooded views, and a convenient Fern Creek location.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Luhr Elementary SchoolGrades K-51.2 mi
3/10
Newburg Middle SchoolGrades 6-83.8 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,040
  • Finished area above ground: 1,764

Full Bathroom

  • Level: Second

Game Room

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 2,804 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0

Features

  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.44 Acres
  • Features: Covt/Restr,Cleared,Dead End,Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$191$2,292
Property Taxes $338$4,056
Electricity $221$2,657
Total$2,569$30,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,080/yr
40% on housing$77,070/yr
45% on housing$68,506/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 40291$171
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40291$169
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$349,900
2026-08-12Listing removed$359,900
2026-06-19Listed for sale$359,900
2023-08-30Sold$324,000
2023-08-22Pending sale$324,000
2023-07-19Contingent$324,000
2023-07-15Price change$324,000
2023-07-13Listed for sale$318,000
2016-08-30Sold$188,000
2016-07-06Pending sale$185,000
2016-07-01Listed for sale$185,000

For Sale by Agent

AgentShawna Smith
BrokerageReal Broker, LLC

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