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413 Sam Dr, Louisville, KY, 40214

4beds
3baths
2,780sqft
$387,000
$139price/sqft
$2,704/moest. monthly cost
$108,160/yrincome needed

About This Home

OPPORTUNITY KNOCKS AGAIN! Back on the market through no fault of the property. The previous buyer's financing was unable to be finalized, creating a renewed opportunity to own this exceptional home. Don't miss the second chance to make this beautifully maintained one-owner home offering space, style, and versatility. The great room with fireplace is the heart of the home, flowing seamlessly into the kitchen and dining area featuring new quartz countertops, stainless steel appliances, and custom plantation blinds that fill the space with light and elegance. The finished basement expands your living possibilities with a family room complete with custom bar, full kitchen, bedroom, and full bathroom—perfect for entertaining, hosting guests, or just relaxing at home with family. Step outside to enjoy your morning cup of coffee or evening meals on your covered back porch, with convenient storage underneath for lawn equipment. With thoughtful updates, generous living space, this home offers the perfect combination of comfort, functionality, and timeless appeal.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
1/10
Fairdale High School McaGrades 9-122.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,292
  • Finished area above ground: 1,488

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 2,780 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Basement

Laundry

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 24232503040000

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.31 Acres
  • Features: Sidewalk,Cleared,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,956$23,472
Home Insurance *$254$3,048
Property Taxes $275$3,300
Electricity $219$2,634
Total$2,704$32,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,708/yr
40% on housing$81,120/yr
45% on housing$72,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 40214$128
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40214$141
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Price change$387,000
2026-05-18Listed for sale$395,000
2026-04-06Pending sale$395,000
2026-04-06Contingent$395,000
2026-04-03Listed for sale$395,000

For Sale by Agent

AgentPatty Allgeier
BrokerageBERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

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