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4001 Kurtz Ave, Louisville, KY, 40229

2beds
2baths
1,326sqft
$285,000
$215price/sqft
$1,951/moest. monthly cost
$78,040/yrincome needed

About This Home

Beautiful stone home situated on a spacious 1/3-acre lot featuring 1,326 sq ft of well-maintained living space. This property offers incredible functionality with two separate garages, an additional storage shed, and a newly pressed and stained concrete patio perfect for outdoor entertaining. Inside, you'll find newer flooring throughout along with updated windows. Major mechanical updates provide peace of mind, including a 3-year-old HVAC system and roofs on both the home and garages replaced just 4 years ago. Can easily be converted back into a 3-bedroom home — the original door frame is still behind the drywall, and only a dividing wall would need to be installed to separate the rooms. A rare combination of charm, space, and practical upgrades offered at $289,900

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
3/10
Knight Middle SchoolGrades 6-80.2 mi
1/10
Southern High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,326

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,326 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 23089300110000

Features

  • Stories: 1

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$148$1,776
Property Taxes $208$2,496
Electricity $154$1,850
Total$1,951$23,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,891/yr
40% on housing$58,530/yr
45% on housing$52,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 40229$138
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40229$160
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$285,000
2026-07-07Price change$289,900
2026-06-10Price change$295,000
2026-06-05Price change$299,900
2026-06-02Price change$315,000
2026-05-31Price change$320,000
2026-05-25Listed for sale$325,000
1983-08-08Sold$39,900

For Sale by Agent

AgentTyler Costa
BrokerageAllure Haven Realty LLC

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