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6813 Stone Hill Rd, Louisville, KY, 40214

4beds
4baths
3,565sqft
$350,000
$98price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

This well maintained property offers the perfect blend of comfort, functionality, and outdoor space. The home offers 4 bedrooms, 3 full bathrooms and a half bathroom in the basement, providing flexibility for families and guest, or a home office setup. The home has a cozy fireplace in the main level living room and a 2nd fireplace in the primary bedroom. The first floor bedroom has an attached bathroom that could easily be used as the primary bedroom or home office. The finished basement has a kitchenette, seperate room that could be used as a bedroom and plenty of space for a home gym or entertainment room. Out back you have a large tiered deck for entertaining or relaxing. Located in a quiet neighborhood minutes from Iroquois Park, dining, shopping, and major roadways. Home includes a Generac (backup generator), Sunsetter awning over the outdoor deck, concrete driveway expanded in 2018, heated garage and stained glass on front doors installed in 2019.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

2/10
2/10
Stuart Middle SchoolGrades 6-84.1 mi
1/10
Doss High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,192
  • Finished area above ground: 2,373

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,373
  • Total interior livable area: 3,565 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Other

  • Level: Basement

Sitting Room

  • Level: Second

Property

Details

  • Parcel number: 24148200070000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$229$2,748
Property Taxes $335$4,020
Electricity $281$3,378
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 40214$128
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40214$141
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$350,000
2026-06-26Price change$375,000
2026-06-11Listed for sale$390,000

For Sale by Agent

AgentTracie Boddy
BrokerageKeller Williams Collective

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