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7315 Saint Andrews Woods Cir Unit 103, Louisville, KY, 40214

1beds
1baths
865sqft
$132,900
$154price/sqft
$1,040/moest. monthly cost
$41,600/yrincome needed

About This Home

Welcome home to this charming 1-bedroom, 1-bath condo in the desirable Woods of St. Andrews community! This inviting open-concept floor plan offers a bright and spacious living area that's perfect for relaxing or entertaining. The kitchen flows seamlessly into the living and dining spaces, creating a comfortable and functional layout. All kitchen appliances remain, making this home truly move-in ready. This FHA-approved community offers exceptional flexibility with rentals and pets allowed, making it an ideal choice for homeowners and investors alike. Enjoy peace of mind with brand-new roofs being installed this year, and new siding also scheduled for replacement, adding significant value and enhancing the community's curb appeal. The low monthly HOA fee of just $195 includes water, trash service, groundskeeping, and master insurance, making for easy, low-maintenance living. Conveniently located near beautiful Iroquois Park, shopping, dining, and major expressways, this condo offers the perfect combination of comfort, convenience, and affordability. Whether you're a first-time homebuyer, looking to downsize, or searching for an excellent investment opportunity, this adorable condo checks all the boxes. Don't miss your chance to own this move-in-ready gem!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

2/10
1/10
Doss High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 865

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 865
  • Total interior livable area: 865 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 24354500030103

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 871.20 sqft
  • Features: Covt/Restr

Parking

  • Parking features: Off Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $672$8,064
Home Insurance *$87$1,044
Property Taxes $127$1,524
Electricity $154$1,850
Total$1,040$12,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,657/yr
40% on housing$31,200/yr
45% on housing$27,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 40214$129
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40214$141
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$132,900
2023-12-22Sold$117,000
2023-11-28Contingent$118,000
2023-11-14Price change$118,000
2023-10-24Listed for sale$120,000
2004-10-29Sold$82,900

For Sale by Agent

AgentVictoria Lyalin
BrokerageSemonin Realtors

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