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218 Kennedy Ave, Louisville, KY, 40206

3beds
2baths
2,897.28sqft
$390,000
$135price/sqft
$2,840/moest. monthly cost
$113,600/yrincome needed

About This Home

Rare opportunity to own a piece of Crescent Hill history! Built in 1905, this classic 3-bedroom, 1.5-bath American Foursquare is ideally situated along one of Louisville's most picturesque park-like boulevards, where a beautifully maintained greenspace lined with mature trees, walking paths, benches, and gathering areas creates a setting unlike any other in the city. Step onto the welcoming covered front porch and into a home filled with timeless character, including original hardwood floors, soaring ceilings, pocket doors, intricate millwork, built-in bookcases, and a stunning decorative fireplace. The grand staircase and oversized rooms showcase the craftsmanship and architectural details that make historic homes so special. The spacious living and dining rooms provide the perfect setting for entertaining, while the kitchen offers ample cabinet and counter space. Additional flex space at the rear of the home can serve as a family room, home office, playroom, or creative studio. Upstairs you'll find three generously sized bedrooms and a full bath, while a convenient half bath is located on the main level. Outside, enjoy your morning coffee on the front porch overlooking the tree-lined boulevard or take advantage of the expansive shared greenspace just steps from your front door. This unique park setting offers a peaceful retreat while remaining just minutes from Frankfort Avenue's restaurants, coffee shops, boutiques, parks, and neighborhood events. Whether you're looking to restore a historic gem or simply appreciate the charm and character of early 20th-century architecture, this Crescent Hill treasure is ready for its next chapter.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
Field Elementary SchoolGrades K-50.5 mi
5/10
Highland Middle SchoolGrades 6-82.2 mi
8/10
Atherton High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Shingle
  • Construction materials: Other,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 27
  • Finished area above ground: 2,658

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,658
  • Total interior livable area: 2,897 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Office

  • Level: Third

Sun Room

  • Level: First

Property

Details

  • Parcel number: 05071F00390000

Features

  • Stories: 3
  • Patio & porch: Porch
  • Fencing: Full,Chain Link

Lot

  • Lot size: 9,583 sqft
  • Features: Sidewalk
  • Lot size dimensions: < 1/4 ACRE

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$225$2,700
Property Taxes $415$4,980
Electricity $228$2,745
Total$2,840$34,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,371/yr
40% on housing$85,200/yr
45% on housing$75,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 40206$144
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40206$219
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$375,000
2026-07-30Price change$390,000
2026-07-14Listed for sale$400,000
2012-03-09Sold$270,000
2012-01-20Price change$299,000
2011-11-29Price change$325,000
2011-10-21Listed for sale$350,000
2001-08-20Sold$250,000

For Sale by Agent

AgentRachel Touchstone
BrokerageRealty Advanced

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