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216 Saunders Ave, Louisville, KY, 40206

2beds
1baths
1,036sqft
$249,900
$241price/sqft
$1,734/moest. monthly cost
$69,360/yrincome needed

About This Home

YOUR HOUSE HUNTING SEARCH COULD BE OVER for a cozy, charming, timeless character SHOTGUN TREASURE nestled in the sought-after convenient "CLIFTON" location! This home has been in the same family for approximately 60 years which is a RARE FIND! Minutes away from Downtown, University of Louisville and the vibrant energy of the Frankfort Ave. corridor which offers coveted dining, coffee shops and retail! A welcoming covered front porch (recently painted floor) sets the tone. Stepping in the front door we have a spacious living room which boasts of pergo flooring (hardwood under) with a fireplace with a mantel (used to work years ago) and gorgeous crown molding. Leads us to a banquet size kitchen--perfect for gatherings and entertaining with more than ample cabinetry, pantry. Two nice size windows w/2" blinds, tile flooring, ceiling fan and all appliances stay including refrigerator, gas stove, microwave and washer and dryer. The large spacious middle room could be a Bonus Room, Office or a possible third bedroom offering Pergo flooring, ceiling fan, two windows for natural light and a side entrance (typical for shotguns). The Primary Bedroom offers Pergo flooring, ceiling fan, two windows w/2" blinds, a walk-in closet and crown molding. The Second Bedroom has Pergo flooring, ceiling fan, one window, crown molding and lots of custom cabinets and shelving for storage. The full bath has vinyl flooring and tub/shower. Updates include siding (approx. 10 yrs), 3 columns on front porch (approx. 10 yrs), windows (approx. 10 yrs), furnace (2 yrs), roof (approx. 10 yrs). The outside entry basement is neat, organized and offers plenty of room for storage PLUS an extra area for all your yard equipment. BEAUTIFUL flat, deep back yard which is mostly all fenced but the fence in the back does not go all the way back to the property line and there is an alley access in the rear of the property so there is plenty of room to build a garage, carport, storage shed or just extra parking for all your vehicles. THIS HOME EXUDES WARMTH AND VIBRANT CHARACTER FOR THE BUYER WHO ENJOYS THE "CLIFTON" LIFESTYLE!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Highland Middle SchoolGrades 6-82.0 mi
8/10
Atherton High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,036

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,036
  • Total interior livable area: 1,036 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 05070E00450000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 3,920 sqft
  • Features: Sidewalk,Cleared,Level
  • Lot size dimensions: 23.3 x 173

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$144$1,728
Property Taxes $173$2,076
Electricity $154$1,850
Total$1,734$20,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,451/yr
40% on housing$52,020/yr
45% on housing$46,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 40206$144
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40206$219
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$269,900
2026-04-09Listing removed$299,900
2025-10-29Price change$299,900
2025-10-08Listed for sale$340,000

For Sale by Agent

AgentLinda R Knop
BrokerageColdwell Banker McMahan

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