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1604 S 31st St, Louisville, KY, 40211

2beds
1baths
1,165sqft
$157,500
$135price/sqft
$1,317/moest. monthly cost
$52,680/yrincome needed

About This Home

Welcome home to this beautifully updated 2-bedroom one bath single-family residence located on a peaceful, low traffic street. This move-in-ready home offers modern updates throughout, making it the perfect choice for first time buyers, downsizes, or investors. Step inside to discover a fresh inviting interior featuring new luxury vinyl plank, original hardwood in the entry and both bedrooms, fresh paint, and an updated living space designed for comfort and style. The kitchen has been refreshed with brand new appliances, providing a modern and functional space for everyday living. Outside you will appreciate the convenience of the one car detached garage. Close access to the interstate, downtown amenities and restaurants this home is ready for a new owner.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

4/10
Carter Elementary SchoolGrades K-50.4 mi
4/10
Carrithers Middle SchoolGrades 6-813.1 mi
1/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,165

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,165
  • Total interior livable area: 1,165 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 06049G00890000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 5,227 sqft
  • Features: Level
  • Lot size dimensions: 40 x 135

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $796$9,552
Home Insurance *$200$2,400
Property Taxes $167$2,004
Electricity $154$1,850
Total$1,317$15,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,154/yr
40% on housing$39,510/yr
45% on housing$35,120/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$72
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$157,500
2022-06-01Sold$20,000

For Sale by Agent

AgentJason P Ellison
BrokerageRobinson Realty Services, LLC

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