628 W Ormsby Ave, Louisville, KY, 40203
About This Home
This great Old Louisville duplex offers opportunities for owner occupants or investors alike. Unit #1 ($500) is a one bedroom; 1 bathroom located on the 1st floor with laundry hook-ups in the kitchen . Unit #2 ($1200) entry is on the 1st floor with a spacious living room (currently used as home office). The original staircase leads to the 2nd floor where there are 2 bedrooms, an eat-in kitchen, a laundry/storage room and a full bath with claw foot tub & separate shower. In 2022 the exterior was replaced with Hardy board, rear stairs & storage were updated, and a new roof was installed, furnaces and water heaters have been updated as well. A privacy fenced courtyard and 3 off-street parking spaces are an added bonus. Super location backing up to Floral Terrace off of South Sixth St. Unit #1 is on month to month lease and Unit #2 lease expires on 7/31/2026.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Shingle
- Construction materials: Wood Frame,Cement Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,848
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,848
- Total interior livable area: 1,848 sqft
Property
Details
- Parcel number: 08031H00020000
- Attached to another structure: Yes
Features
- Patio & porch: Porch
- Exterior features: None
Lot
- Lot size: 0.07 sqft
- Features: Sidewalk
- Lot size dimensions: 0
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $269 | $3,228 |
| Property Taxes | $265 | $3,180 |
| Electricity | $154 | $1,850 |
| Total | $1,901 | $22,812 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $259,000 |
| 2025-10-14 | Listing removed | $282,900 |
| 2025-05-08 | Price change | $282,900 |
| 2025-04-16 | Listed for sale | $294,900 |
| 2025-04-08 | Listing removed | $294,900 |
| 2025-03-30 | Price change | $294,900 |
| 2025-01-22 | Listed for sale | $299,000 |
| 2024-12-12 | Listing removed | $309,900 |
| 2024-11-14 | Price change | $309,900 |
| 2024-10-15 | Listed for sale | $319,900 |
| 2005-09-08 | Sold | $43,500 |
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