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115 E Ormsby Ave, Louisville, KY, 40203

4beds
3baths
3,737sqft
$595,000
$159price/sqft
$4,632/moest. monthly cost
$185,280/yrincome needed

About This Home

This exceptional Old Louisville residence has been meticulously rebuilt from top to bottom, blending historic elegance with modern luxury. This spacious 4-bedroom home reflects extraordinary craftsmanship, with the builder taking great care to preserve original character while installing new systems and finishes throughout. Major investments were made in every core system, including a new roof, HVAC, plumbing, electrical, and infrastructure—delivering true peace of mind and eliminating the need for future capital upgrades for years to come. The expansive main level flows into a chef's kitchen ideal for entertaining. Outdoor living includes a covered second-floor deck. A rare carriage house offers exceptional potential for a guest suite, tudio, or income-producing apartment.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
91
BikeBiker's Paradise

Schools

9/10
5/10
Meyzeek Middle SchoolGrades 6-80.8 mi
1/10
Iroquois High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,037
  • Finished area above ground: 2,700

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 3,737 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 08032B01060000

Features

  • Stories: 3
  • Patio & porch: Patio
  • Fencing: Privacy

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: < 1/4 ACRE

Parking

  • Total spaces: 2
  • Parking features: Off Street,Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$668$8,016
Property Taxes $661$7,932
Electricity $295$3,541
Total$4,632$55,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,811/yr
40% on housing$138,960/yr
45% on housing$123,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$99
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$614,900
2026-03-07Price change$629,000
2026-01-10Listed for sale$635,000
2009-04-30Sold$135,500
2005-09-02Sold$194,500

For Sale by Agent

AgentAnthony Raspberry
BrokerageEOS Real Estate

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