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918 S Hancock St, Louisville, KY, 40203

2beds
1baths
915sqft
$245,000
$268price/sqft
$1,829/moest. monthly cost
$73,160/yrincome needed

About This Home

This colorful urban cottage in historic Smoketown truly shines. Recently updated it features new windows and exterior doors, upgraded shiplap walls, solid wood interior doors, and so much more. Entering from the covered front porch the open concept living space has abundant natural light, new wood tone flooring which flows throughout and a bespoke kitchen. The kitchen features refinished oak cabinetry, a vintage inspired blue sink complimented by speckled countertops and Robins Egg Blue vintage appliances. Down the hall the reimagined bathroom has all new fixtures, open shelving for added storage and a blue vanity complete with vessel sink. Laundry is conveniently located off the central hall. There are two generously sized bedrooms, one which features an oversized walk-in-closet. Out the side door there is a large fully fenced back yard complete with a new paver patio, storage shed and off-street parking. This home backs up to the newly redeveloped Ballard Park and is within close proximity to Logan Street Market, as well as numerous shops and restaurants on Shelby St. You won't want to miss this truly unique home. Call to schedule your showing today!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

2/10
5/10
Meyzeek Middle SchoolGrades 6-80.2 mi
8/10
Atherton High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Other,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 915

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 915
  • Total interior livable area: 915 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 09022A01690000

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Full

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 00

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$275$3,300
Property Taxes $162$1,944
Electricity $154$1,850
Total$1,829$21,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,708/yr
40% on housing$54,870/yr
45% on housing$48,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$245,000
2025-10-27Sold$100,000
2025-10-09Pending sale$110,000
2025-10-02Price change$110,000
2025-09-19Price change$119,999
2025-07-28Listed for sale$134,999
2009-11-25Sold$93,000
2007-12-04Sold$22,500

For Sale by Agent

AgentJeremy Allen
BrokerageWeichert Realtors-ABG

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