1020 Franklin St, Louisville, KY, 40206
About This Home
Experience the best of Louisville living from this beautifully updated 2-bedroom, 2 full bath home! Ideally located just minutes from Nulu, Butchertown, the Highlands, and Downtown, you'll enjoy easy access to Louisville's top dining, shopping, breweries, nightlife, festivals, and waterfront events. Inside, you will enjoy the modern updates, and stylish finishes. New flooring, fresh paint, new kitchen with granite countertops, and new appliances. 2 full bathrooms, fully renovated with new shower surrounds, vanity's, lights, and finishes. Whether you want a comfortable night indoors, exploring the city's vibrant culture or a night out with friends and family that's close to home, this location offers the lifestyle you've been looking for!
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Concrete Blk,Concrete Perimeter
- Roof: Shingle
- Construction materials: Wood Frame,Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Camelback
- Property subType: Single Family Residence
Interior
Basement
- Basement: Cellar
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,394
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,394
- Total interior livable area: 1,394 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 00047251
Features
- Stories: 1
Lot
- Lot size: 3,484 sqft
- Features: Cleared,Level
- Lot size dimensions: 24 x 150
Parking
- Parking features: Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Cold Wave
- Earthquake
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $271 | $3,252 |
| Electricity | $154 | $1,850 |
| Total | $1,861 | $22,332 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $255,000 |
| 2026-06-24 | Listed for sale | $260,000 |
| 2025-11-14 | Listing removed | $1,850 |
| 2025-10-15 | Price change | $1,850 |
| 2025-10-06 | Price change | $1,900 |
| 2025-08-09 | Price change | $2,000 |
| 2025-07-31 | Listed for rent | $2,200 |
| 2025-07-16 | Listing removed | $270,000 |
| 2025-06-11 | Price change | $270,000 |
| 2025-05-15 | Price change | $285,000 |
| 2025-04-23 | Listed for sale | $290,000 |
| 1999-09-15 | Sold | $42,900 |
View on Zillow