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2504 Brownsboro Rd, Louisville, KY, 40206

2beds
1baths
1,004sqft
$249,000
$248price/sqft
$1,822/moest. monthly cost
$72,880/yrincome needed

About This Home

Beautifully updated 2-bedroom brick ranch offering a bright open feel with abundant natural light and spacious living areas. This move-in ready home features new flooring, fresh paint, updated kitchen cabinets, granite countertops, stainless steel appliances, and an updated bathroom. Large living room with exposed beam ceiling detail opens into the spacious eat-in kitchen, creating a functional and inviting layout. Major mechanical updates include a new HVAC system, electrical panel, and water heater installed in 2025, along with a new roof installed in 2024. Full walk-up basement provides abundant storage and additional potential. Deep backyard and detached garage/storage structure. Conveniently located near Crescent Hill, Clifton, downtown Louisville, hospitals, and expressway access. Detached garage/storage structure conveyed as-is. Buyer to verify condition and usability.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Field Elementary SchoolGrades K-51.2 mi
5/10
Highland Middle SchoolGrades 6-82.5 mi
1/10
Waggener High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick Veneer,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Unfinished

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,004

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,004
  • Total interior livable area: 1,004 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 05072C01090000

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Partial,Wood,Chain Link

Lot

  • Lot size: 0.25 Acres
  • Features: Cleared
  • Lot size dimensions: 60 x 180

Parking

  • Total spaces: 1
  • Parking features: Off Street,Detached,Entry Front,See Remarks,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$144$1,728
Property Taxes $265$3,180
Electricity $154$1,850
Total$1,822$21,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,468/yr
40% on housing$54,660/yr
45% on housing$48,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 40206$144
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40206$219
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$239,000
2026-07-23Listed for sale$249,000
2026-06-28Listing removed$249,000
2026-06-09Contingent$249,000
2026-06-09Pending sale$249,000
2026-05-29Listed for sale$249,000

For Sale by Agent

AgentKelcie Hornback
BrokerageUnited Real Estate Louisville

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