See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5230 Mount Holyoke Dr, Louisville, KY, 40216

3beds
1baths
1,000sqft
$209,000
$209price/sqft
$1,494/moest. monthly cost
$59,760/yrincome needed

About This Home

Easy to love and ready for its next chapter, this brick ranch just makes sense from the moment you walk in. Inside, you'll find a functional layout that offers comfortable, everyday living. The main living space is open and inviting with room to relax or entertain, while the eat-in kitchen provides great cabinet space and a practical setup for daily use. All three bedrooms are well-sized with solid natural light, and the single-level design keeps everything simple and accessible. Out back is where this home really opens up. The fully fenced yard, patio area, and multiple outbuildings give you the flexibility to spread out, store, or create a space that fits your lifestyle. In addition, the attached rear storage area offers even more room for tools, hobbies, or extra organization. Located close to shopping, dining, and major roadways, you get convenience without sacrificing comfort. A great opportunity for a buyer looking to personalize a home, downsize, or invest.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
3/10
Conway Middle SchoolGrades 6-81.0 mi
1/10
Western High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick Veneer,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,000

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 142602810000

Features

  • Stories: 1
  • Fencing: Privacy,Chain Link

Lot

  • Lot size: 0.25 Acres
  • Features: Irregular Lot,Sidewalk,Cleared

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$138$1,656
Property Taxes $146$1,752
Electricity $154$1,850
Total$1,494$17,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,222/yr
40% on housing$44,820/yr
45% on housing$39,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 40216$108
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40216$140
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$219,000
2025-04-03Pending sale$189,000
2025-04-03Listed for sale$189,000
2025-03-18Sold$189,000
2025-02-19Contingent$189,000
2025-01-30Price change$189,000
2024-12-07Price change$191,000
2024-11-08Price change$193,000
2024-11-01Listed for sale$195,000
2022-09-23Sold$176,000
2022-08-23Pending sale$169,900
2022-08-18Contingent$169,900
2022-08-17Listed for sale$169,900
2022-08-15Pending sale$169,900
2022-08-02Contingent$169,900
2022-07-30Listed for sale$169,900
2006-10-24Sold$104,950

For Sale by Agent

AgentKaran Singh
Brokerage85W Real Estate

Similar Homes