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1301 S 26th St, Louisville, KY, 40210

4beds
3baths
2,565sqft
$235,000
$92price/sqft
$1,995/moest. monthly cost
$79,800/yrincome needed

About This Home

Don't miss the opportunity to make this completely remodeled 4-bedroom, 2.5 bath house your new home! New roof, new windows, new water heater, new furnace, new air conditioner, new flooring, and new stainless steel kitchen appliances, which will remain. The four bedrooms on the 2nd floor share one centrally located full bathroom. The open layout of the first floor is great for entertaining with its living room with a fireplace, dining room, kitchen with granite countertops, back foyer, and a half bathroom. The newly finished basement includes a beautiful full bathroom, 2 rooms with walk-in closets, a laundry area, and an open living space. The exterior features include a large front porch, new wood deck in the back, and a fully fenced backyard for privacy. Schedule your tour today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

4/10
Carter Elementary SchoolGrades K-51.2 mi
3/10
Ramsey Middle SchoolGrades 6-814.9 mi
1/10
Seneca High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 855
  • Finished area above ground: 1,710

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 2,565 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Property

Details

  • Parcel number: 07038K00320000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Privacy,Wood

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot
  • Lot size dimensions: 25 x 144

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$346$4,152
Property Taxes $259$3,108
Electricity $202$2,430
Total$1,995$23,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,400/yr
40% on housing$59,850/yr
45% on housing$53,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 40210$58
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40210$104
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$235,000
2026-02-13Listed for sale$275,000
2025-08-27Sold$28,001
2025-08-07Pending sale$28,300
2025-07-18Price change$28,300
2025-06-27Price change$31,600
2025-06-11Listed for sale$34,000
2006-03-14Sold$75,000
2002-04-10Sold$2,300

For Sale by Agent

AgentStephanie Mason
Brokeragesimpler.realestate

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