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2227 Dumesnil St, Louisville, KY, 40210

2beds
2baths
972sqft
$113,000
$116price/sqft
$1,011/moest. monthly cost
$40,440/yrincome needed

About This Home

Investor opportunity! This updated 2 bedrooms; 2 full bath home offers an open-concept layout with a spacious kitchen and modern flow throughout the main living areas. Property was taken down to the studs and completely renovated in 2019, giving peace of mind on many major components. Currently tenant occupied with rental income of $1,150/m, (rate below current market rents of $1300/m), making this a great addition to an investment portfolio. Conveniently located with easy access to downtown, expressways, and local amenities. Please allow 48 hr notice for all showings. Actual Sqft to be determined by an appraiser, the amount that is listed is not warranted by Broker/Seller. Agents, please read agents notes.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

--
Maupin Elementary SchoolGrades PK-50.6 mi
7/10
Western Middle SchoolGrades 6-81.7 mi
1/10
Seneca High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Cement Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 972

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 038H00090000

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Partial

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $571$6,852
Home Insurance *$166$1,992
Property Taxes $120$1,440
Electricity $154$1,850
Total$1,011$12,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,662/yr
40% on housing$30,330/yr
45% on housing$26,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 40210$58
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40210$104
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$113,000
2026-05-29Listed for sale$118,000
2024-09-17Listing removed$1,095
2024-02-17Listing removed--
2024-02-07Price change$1,095
2024-01-11Listed for rent$1,195
2021-12-29Listing removed--
2021-12-14Listed for rent$995
2021-07-20Listing removed--
2021-07-13Price change$995
2021-06-22Price change$1,095
2021-06-09Listed for rent$1,195
2019-02-19Sold$30,000

For Sale by Agent

AgentMarilyn V Cardine-Baker
BrokerageRight Choice Realty Inc.

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