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2146 W Gaulbert Ave, Louisville, KY, 40210

3beds
2baths
1,044sqft
$140,000
$134price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

Updated home is downtown area. New HVAC. New flooring. New roof. Updated Electric. Updated Kitchen and Bathrooms. 2 car garage. Privacy fence.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

2/10
7/10
Noe Middle SchoolGrades 6-82.1 mi
1/10
Iroquois High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Crawl/Raised
  • Roof: Shake / Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,044 sqft

Property

Details

  • Parcel number: 07041D00910000

Features

  • Exterior features: Wood

Lot

  • Lot size: 4,051 sqft

Parking

  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$206$2,472
Property Taxes $149$1,788
Electricity $154$1,850
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 40210$58
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40210$104
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-25Price change$140,000
2026-05-18Listed for sale$130,000
2026-05-15Listing removed$1,300
2026-05-09Price change$1,300
2026-04-26Listed for rent$1,350
2026-04-20Listing removed$1,350
2026-04-04Price change$1,350
2026-03-20Listed for rent$1,400
2026-03-10Listing removed$150,000
2026-01-05Price change$150,000
2025-12-26Listed for sale$160,000
2024-11-18Listing removed$1,300
2024-10-22Listing removed$150,000
2024-10-02Listed for sale$150,000
2024-09-29Listed for rent$1,300
2024-09-24Contingent$150,000
2024-09-04Price change$150,000
2024-07-31Listed for sale$160,000

Pre-Foreclosure - For Sale by Owner

AgentProperty Owner
BrokerageUnity Real Estate Investments

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