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607 Rubel Ave, Louisville, KY, 40204

2beds
1baths
1,184sqft
$209,500
$177price/sqft
$1,588/moest. monthly cost
$63,520/yrincome needed

About This Home

MOTIVATED SELLER Don't miss this investment opportunity or chance to make this charming shotgun-style home your own! Located in the desirable Phoenix Hill East area of Louisville, this 2-bedroom home offers plenty of potential for an investor, 1st time buyer, or someone looking for a renovation project. The property features a welcoming brick patio, adding outdoor space for relaxing or entertaining. Previously used as a rental, the home is being sold as is, with the seller making no repairs. However, the seller welcomes inspections, allowing buyers to fully evaluate the property. Conveniently located near downtown Louisville, local restaurants, shopping, parks, & entertainment, this home offers an excellent opportunity in a sought-after neighborhood. Schedule your showing today & imagine the possibilities! Actual Sqft to be determined by an appraiser, the amount that is listed is not warranted by Broker/Seller. Agents, please read Agents notes.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

5/10
Meyzeek Middle SchoolGrades 6-81.0 mi
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,184

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,184
  • Total interior livable area: 1,184 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 068C00070000

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Chain Link

Lot

  • Lot size: 2,625 sqft
  • Lot size dimensions: 21 x 125

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,059$12,708
Home Insurance *$152$1,824
Property Taxes $223$2,676
Electricity $154$1,850
Total$1,588$19,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,445/yr
40% on housing$47,640/yr
45% on housing$42,346/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 40204$168
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40204$214
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$199,900
2026-07-24Price change$209,500
2026-07-19Price change$214,500
2026-07-10Listed for sale$219,500
2003-09-02Sold$97,500

For Sale by Agent

AgentMarilyn V Cardine-Baker
BrokerageRight Choice Realty Inc.

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