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921 Mary St, Louisville, KY, 40204

3beds
2baths
1,921sqft
$325,000
$169price/sqft
$2,378/moest. monthly cost
$95,120/yrincome needed

About This Home

Welcome to 921 Mary Street! At just $169 per square foot, this home is an incredible value for everything it has to offer. A beautifully updated 4-bedroom, 2-full-bath home that has been thoughtfully renovated and meticulously maintained. When the current owners purchased the home in late 2020, they completed an extensive renovation that transformed the space with modern finishes and comfort in mind. The first floor features all new hardwood flooring, creating a warm and inviting flow throughout the main living areas. The kitchen was fully remodeled with new cabinetry and stylish tile flooring, offering both functionality and contemporary appeal. Significant mechanical upgrades were also completed, including a new Mini Split system installed throughout the home, providing efficiency and peace of mind. The upstairs bathroom was completely remodeled, adding fresh finishes and a clean, modern design. Additional improvements continue with brand-new windows installed in 2026, enhancing energy efficiency and natural light throughout the home. Outside, a shed added in 2022 offers convenient extra storage and will remain with the property. This home was truly meant to be the sellers' forever home, but a job relocation now creates a wonderful opportunity for the next owner to enjoy all the updates and care that have gone into this property.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

2/10
5/10
Meyzeek Middle SchoolGrades 6-80.7 mi
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camelback
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,921

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Natural Gas,Heat Pump
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,921
  • Total interior livable area: 1,921 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 025A01060000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Full

Lot

  • Lot size: 3,920 sqft
  • Features: Cleared
  • Lot size dimensions: --

Parking

  • Parking features: Off Street,Entry Rear
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$235$2,820
Property Taxes $346$4,152
Electricity $154$1,850
Total$2,378$28,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,531/yr
40% on housing$71,340/yr
45% on housing$63,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 40204$166
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40204$214
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$325,000
2026-05-10Listing removed$335,000
2026-03-20Listed for sale$335,000
2020-09-11Sold$188,500
2020-07-22Listed for sale$189,500
2018-10-13Listing removed$1,295
2018-09-30Price change$1,295
2018-09-11Sold$147,000
2018-09-11Listed for rent$1,395
2018-07-31Listed for sale$150,000
2013-05-02Sold$45,000

For Sale by Agent

AgentRishu Sharma
BrokerageHomepage Realty

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