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170 McCready Ave, Louisville, KY, 40206

2beds
2baths
1,600sqft
$355,000
$222price/sqft
$2,546/moest. monthly cost
$101,840/yrincome needed

About This Home

Charming and full of character, this classic 2-story home offers style and everyday convenience. Inside, you'll find beautiful inlaid hardwood floors, abundant natural light, and living and dining rooms that feel warm and inviting. The enclosed front porch adds the perfect bonus space for morning coffee, reading, or just relaxing year-round. The kitchen features ample cabinetry and connects to a cozy breakfast nook/flex space. A convenient half bath is located off the kitchen. Upstairs offers generously sized bedrooms, including a spacious primary suite and a sitting room that could serve as a home office, dressing room, or private retreat. The basement offers additional storage space. The 3 car detached garage offers space for cars, bikes, lawn equipment and potential for a workshop. A rare opportunity to own a character-filled home in an unbeatable location where parks, restaurants, and Crescent Hill conveniences are just minutes away.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Field Elementary SchoolGrades K-50.3 mi
5/10
Highland Middle SchoolGrades 6-82.7 mi
8/10
Atherton High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Sun Room

  • Level: First

Property

Details

  • Parcel number: 05073G00010000

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Full,Wood,Chain Link

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Cleared,Level

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$205$2,460
Property Taxes $392$4,704
Electricity $154$1,850
Total$2,546$30,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,291/yr
40% on housing$76,380/yr
45% on housing$67,893/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 40206$143
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40206$219
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$370,000
2023-09-08Listing removed--
2023-09-05Price change$1,695
2023-08-28Price change$1,825
2023-08-14Listed for rent$2,100
2023-07-14Sold$305,000
2023-07-14Pending sale$325,000
2023-06-12Contingent$325,000
2023-06-06Listed for sale$325,000

For Sale by Agent

AgentAllison D Bartholomew
BrokerageWeichert Realtors-ABG

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