2220 W Oak St, Louisville, KY, 40210
About This Home
Welcome to 2220 W Oak St, Louisville, KY 40210 — a strong opportunity for investors or owner-occupants looking for space, location, and value near downtown Louisville. This two-story home at 2220 W Oak St, Louisville, KY 40210 features 4 bedrooms, 1.5 bathrooms, plus an additional room with a closet that can be used as a 5th bedroom, office, or bonus room. Previously used as a rental property, this home offers strong cash-flow potential with estimated rent of $1,650–$1,700/month. The area has strong rental demand, including interest from Housing Choice Voucher / Section 8 tenants. Motivated seller — bring your offer. Property is being sold AS-IS, WHERE-IS. Seller will make no repairs. Buyer to verify all details, condition, square footage, room count, zoning, rental potential, and program eligibility.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Crawl/Raised
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional
Interior
Appliances
- Appliances included: Range / Oven,Refrigerator
- Laundry features: In Unit
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,023 sqft
Property
Details
- Parcel number: 07038H00310000
Features
- Exterior features: Shingle,Vinyl,Wood
Lot
- Lot size: 3,920 sqft
Parking
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $249 | $2,988 |
| Property Taxes | $179 | $2,148 |
| Electricity | $159 | $1,917 |
| Total | $1,441 | $17,292 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $159,900 |
| 2026-07-11 | Listed for sale | $168,900 |
| 2026-07-10 | Listing removed | $1,650 |
| 2026-06-10 | Price change | $1,650 |
| 2026-04-21 | Price change | $1,699 |
| 2026-04-14 | Listed for rent | $1,700 |
| 2025-10-31 | Listing removed | $168,900 |
| 2025-09-13 | Price change | $168,900 |
| 2025-08-09 | Listed for sale | $169,900 |
| 2022-05-05 | Listing removed | -- |
| 2022-03-27 | Listed for rent | $1,495 |
| 2020-06-11 | Listing removed | $70,000 |
| 2020-03-05 | Listed for sale | $70,000 |
| 2012-10-17 | Listing removed | $900 |
| 2012-09-16 | Listed for rent | $900 |
| 2010-05-11 | Sold | $9,900 |
| 2005-11-03 | Sold | $75,000 |
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