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2329 W Oak St, Louisville, KY, 40210

2beds
2baths
886sqft
$99,000
$112price/sqft
$858/moest. monthly cost
$34,320/yrincome needed

About This Home

Short sale. 2 bedrooms, 2 full baths., vinyl siding. Beautifully renovated 2 years ago. Please excuse the clutter right now, The seller is in the process of packing. Recent additions and improvements include furnace, central air, roof, huge concrete parking pad, ramp to the back door, basement waterproofing. This property is in the REVERT program area, eligible buyers may get up to $50,000 in forgivable renovation funds. Agents: Please read notice in Agent Notes.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

--
Maupin Elementary SchoolGrades PK-50.5 mi
7/10
Western Middle SchoolGrades 6-81.6 mi
1/10
Seneca High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 886

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 886
  • Total interior livable area: 886 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 038G00720000

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: Partial

Lot

  • Lot size: 3,920 sqft
  • Features: Level

Parking

  • Parking features: Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$146$1,752
Property Taxes $58$696
Electricity $154$1,850
Total$858$10,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,417/yr
40% on housing$25,740/yr
45% on housing$22,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 40210$58
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40210$104
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$99,000
2024-01-31Sold$115,000
2023-11-04Pending sale$115,000
2023-09-29Listed for sale$115,000
2023-09-10Pending sale$115,000
2023-07-21Listed for sale$115,000
2023-07-20Listing removed$124,000
2023-04-04Listed for sale$125,000
2022-12-22Listing removed$125,000
2022-06-28Listed for sale$125,000
2018-07-18Sold$25,000
2018-01-23Listed for sale$29,900

For Sale by Agent

AgentDave M Halpern
BrokerageDave Halpern Real Estate Agent

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